Carlow University's published cost of attendance is $49,327. Net price by income band shows meaningful variation: low-income families pay approximately $17,901, middle-income families pay around $19,517, and higher-income families pay approximately $25,214.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $49,327 |
| Tuition and Fees | $35,874 |
| Room and Board | $13,808 |
| Books and Supplies | $2,000 |
| Average Financial Aid (Grants and Scholarships) | -$28,541 |
| Average Net Price (What Families Pay) | $20,786 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,901 |
| $30–48k | $15,748 |
| $48–75k | $19,517 |
| $75–110k | $21,601 |
| $110k+ | $25,214 |
Carlow University's published cost of attendance is $49,327. Net price by income band shows meaningful variation: low-income families pay approximately $17,901, middle-income families pay around $19,517, and higher-income families pay approximately $25,214. Azimuth ranks Carlow University #777 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Carlow's aid structure combines need-based and merit components, with need-based aid available through the FAFSA and merit scholarships available to qualifying students. The institution participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Financial aid reshapes the headline cost substantially for many students, particularly those from lower-income backgrounds where the gap between sticker price and net price is most pronounced. Median federal student loan debt at graduation is $25,500, and families using Parent PLUS borrow a median of $19,684; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $67,381, median federal debt of $25,500 projects to a monthly payment of about $288 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Carlow University earn median 4-year earnings of $67,381, placing Carlow University in the 71.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $7,661 more than similar students at comparable institutions, placing Carlow University in the 82.1 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Carlow University #294 for return on investment among nonprofit four-year institutions. Carlow University's program portfolio is anchored in health-related fields, which drive both enrollment scale and earnings outcomes. Nursing is the largest program with 129 graduates earning median 4-year earnings of $86,258, representing 1.0x the national benchmark for the field. The Biology, General program graduates 24 students with median 4-year earnings of $134,677, while Psychology, General and Health Administration round out the institution's core program mix with 20 and 16 graduates respectively. This concentration in Health reflects the institution's mission-driven focus and corresponds to stable, in-demand career pathways that support consistent long-term earnings for graduates across the institution's primary fields.