Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Concordia University Texas
Select your family income to see your estimated cost
The Cost Formula
Tuition
$37K
+
Room
$13K
+
Books
$800
=
Sticker Price
$52,098
$37K+$13K+$800=$52,098
Your Family Income
Sticker
$52,098
−
Your Aid
$31,950
=
Net Price
$20,148
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Concordia University Texas Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$52,098
Tuition and Fees
$36,690
Room and Board
$12,940
Books and Supplies
$800
Average Financial Aid (Grants and Scholarships)
-$29,858
Average Net Price (What Families Pay)
$22,240
Concordia University Texas Net Price by Family Income Level
Family Income
Net Price
$0–30k
$16,380
$30–48k
$18,269
$48–75k
$20,148
$75–110k
$26,629
$110k+
$31,244
Understanding Your Aid Package
Concordia University Texas has a sticker price of $52,098 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $52,098/year
Average aid: $29,858 in grants & scholarships
$48–75K families pay: ~$20,148/year
Low-income families: Pay ~$16,380/year
40% of students receive Pell Grants
Financial Aid Profile
💰
40%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
38%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,852
Range (25th–75th)$5,500 – $27,000
Median Parent PLUS Loans$20,047
Debt Manageability
0.36x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$60,883
vs $50,412 peer avg(+$10,471)
Earnings Growth
+27%
6 → 10 years post-graduation
Value Added
+$8,855
85th percentile among peers
Earnings Range (10yr post-graduation)
$38,795
25th %ile
$87,304
75th %ile
Frequently Asked Questions about Concordia University Texas Cost & Financial Aid
Concordia University Texas's published tuition is $52,098 per year. However, after financial aid, the average student pays $20,148—a difference of $31,950.
Families earning under $30,000 pay an average net price of $16,380 at Concordia University Texas. 40% of students receive Pell Grants.
Concordia University Texas offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Concordia graduates is $21,852, resulting in estimated monthly payments of $232 over 10 years.
Even families earning over $110,000 pay an average net price of $31,244 at Concordia—still $20,854 less than the sticker price. Most families qualify for some form of aid.
