Cost & financial aid brief
Creighton University Tuition, Costs & Financial Aid
How much does Creighton University cost after financial aid?
Aid offsets a large portion of the published price for the average recipient, though remaining costs differ sharply by family income. Aid covers about 50% of the published cost for the average aid recipient, and the sticker-to-net gap is $31,855.
Average net price is $20,472 for aid recipients in the lowest income band, then $22,095, $23,405, and $28,113 across the middle bands, before reaching $35,090 in the highest band. The $14,618 difference between the lowest and highest bands shows a pattern of lower average net prices for lower-income aid recipients, not a promise about an individual package.
Creighton University’s published cost of attendance is $63,423, and prices after aid vary widely by family income. The average net price, what aid recipients pay after grants and scholarships, is $20,472 for the lowest family-income band, $22,095 for the lower-middle band, $23,405 for the middle band, $28,113 for the upper-middle band, and $35,090 for the highest band.
The spread between the lowest and highest bands is $14,618. Azimuth ranks Creighton University #1,232 for affordability among nonprofit four-year institutions.
Aid covers about 50% of the published cost for the average aid recipient, an average savings of $31,855 against the sticker price. Across all aid recipients, the average net price is $31,568, which is $4,197 above the peer median of $27,371 at comparable institutions (same type and size).
Published tuition and fees are $48,856, and room and board are listed at $13,652. The aid savings and higher peer comparison point in different directions for families weighing price.
Among borrowers who completed, median federal student loan debt at completion is $25,000. That is $801 above the $24,199 peer median at comparable institutions (same type and size), and 94.2% of federal aid recipients borrow federal loans.
That debt corresponds to an estimated payment of $284 a month if repaid over ten years. Median Parent PLUS borrowing is $31,504.
Student loans: what does repayment look like?
Federal borrowing reaches 94.2% of federal aid recipients at Creighton University, making loan use a central part of the cost picture. Among completers with federal loans, the median federal student loan debt is $25,000.
The peer median for comparable institutions (same type and size) is $24,199, and the university's median is $801 above that figure. For the separate parent-borrower population, median Parent PLUS borrowing is $31,504.
Graduates of Creighton University earn a median of $81,178 four years after completion, a figure in the 90th percentile among nonprofit four-year institutions. They earn about $10,914 more than expects for similar students, an outcome that falls at the 85th percentile.
Earnings scenarios, estimated from the university's program mix, show a typical outcome of $81,178. The downside earnings scenario is $53,837 and the upside scenario reaches $89,530.
Borrowers who finish carry a median of $25,000 in federal student loans, $801 above the $24,199 median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $284 a month.
The median Parent PLUS amount for parent borrowers, a population separate from student federal borrowers, is $31,504. That federal debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $31,504
- Estimated parent payment
- $400/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,000
- Institution Parent PLUS debt
- $31,504
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $400/mo
- Modeled student + parent payments
- $684/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $81,178, with a $22,590 annual allowance for basic expenses:
5.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.