Cost & financial aid brief
Fresno Pacific University Tuition, Costs & Financial Aid
How much does Fresno Pacific University cost after financial aid?
Aid covers about 69% of the published cost for the average aid recipient. Average net prices range from $11,133 in the lowest income band to $20,353 in the highest, a spread of $9,220.
The middle bands sit at $11,929, $10,799, and $15,744, showing a pricing structure that is lower at lower incomes.
The published cost of attendance at Fresno Pacific University is $44,249 (an average across living arrangements). Azimuth ranks the university #290 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $11,133, for those earning $48,001 to $75,000 it is $10,799, and for those earning over $110,000 it is $20,353. The spread between the lowest and highest bands is $9,220.
Aid covers about 69% of the published cost for the average aid recipient. The average net price across all aid recipients is $13,630, which is $8,717 below the $22,347 median for comparable institutions (same type and size).
Borrowers who complete a degree leave with a median of $23,146 in federal student loans, $1,854 below the $25,000 median for comparable institutions (same type and size). 88.1% of federal aid recipients borrow federal loans.
Parents who borrow hold a separate median of $10,725 in Parent PLUS loans. If repaid over ten years, the median federal debt corresponds to an estimated payment of $263 a month.
Student loans: what does repayment look like?
Borrowers who complete leave with a median of $23,146 in federal student loans at Fresno Pacific University. Most undergraduates here borrow through the federal loan program, at a share of 88.1%.
The peer median for comparable institutions (same type and size) is $25,000. The median at this university is $1,854 below that level.
Parent PLUS loans represent a separate borrower pool. The median for that group is $10,725.
Four years after completion, federally aided graduates of Fresno Pacific University who are working and not enrolled earn a median of $63,285. That places the figure at the 61st percentile among nonprofit four-year institutions.
The university's median is $7,370 above the peer median for comparable institutions (same type and size), which is $55,915. Graduates earn about $1,111 more than expects for similar students.
The gap is at the 59th percentile. Earnings scenarios, estimated from the program mix, span from $51,868 on the downside to $75,478 on the upside.
The typical earnings scenario is $63,285. The median federal debt for borrowers who complete is $23,146.
That amount is $1,854 below the peer median of $25,000. If repaid over ten years, that debt corresponds to an estimated payment of $263 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $10,725. For student borrowers, the median federal debt corresponds to an estimated payment of $263 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $10,725
- Estimated parent payment
- $136/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,146
- Institution Parent PLUS debt
- $10,725
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $263/mo
- Estimated Parent PLUS payment · monthly
- $136/mo
- Modeled student + parent payments
- $399/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $63,285, with a $22,590 annual allowance for basic expenses:
7.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.