Fresno Pacific's published cost of attendance reaches $42,673 per year, including $35,558 in tuition, $10,148 for room and board, and $1,080 for books and supplies. However, the average student pays just $14,317 after financial aid, representing $28,356 in financial aid savings.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $44,249 |
| Tuition and Fees | $36,660 |
| Room and Board | $10,210 |
| Books and Supplies | $1,062 |
| Average Financial Aid (Grants and Scholarships) | -$30,619 |
| Average Net Price (What Families Pay) | $13,630 |
| Family Income | Net Price |
|---|---|
| $0–30k | $11,133 |
| $30–48k | $11,929 |
| $48–75k | $10,799 |
| $75–110k | $15,744 |
| $110k+ | $20,353 |
Fresno Pacific's published cost of attendance reaches $42,673 per year, including $35,558 in tuition, $10,148 for room and board, and $1,080 for books and supplies. However, the average student pays just $14,317 after financial aid, representing $28,356 in financial aid savings. This substantial aid reduction brings actual costs well below published prices for most families. The average net price of $14,317 falls $7,495 below the peer median of $21,812, indicating above-average affordability compared to similar private colleges.
This strong affordability performance, ranking at the 75th percentile nationally, reflects the university's commitment to making private education accessible. The significant gap between sticker price and actual cost demonstrates comprehensive financial aid programming that supports diverse student populations. Families should focus on net price rather than published costs when evaluating affordability, as most students receive substantial aid packages.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Fresno Pacific graduates carry median debt of $23,146, ranking at the 48th percentile nationally and falling $1,854 below the peer median of $25,000. Debt levels span from $8,734 at the 25th percentile to $25,000 at the 75th percentile, indicating controlled borrowing across student populations.
The debt-to-earnings ratio of 0.39 indicates manageable debt burdens relative to post-graduation income. Parent PLUS borrowing averages $10,500 with monthly payments of $138, representing additional family borrowing beyond student loans. However, the controlled student debt levels combined with strong earnings outcomes create favorable repayment conditions.
The university's exceptional value-added earnings performance of $19,818 beyond expectations helps justify moderate debt levels through enhanced post-graduation earning potential. Students and families should expect reasonable debt burdens that align with the university's strong return on investment profile.
How cost compares to graduate earnings and value added.
Fresno Pacific delivers exceptional return on educational investment through strong value-added performance combined with controlled costs. The university generates $19,818 in earnings beyond expectations, ranking at the 94th percentile nationally for earnings uplift.
This top-tier performance indicates graduates earn substantially more than predicted based on their backgrounds and program choices. Median earnings of $58,896 exceed the peer median by $8,484, while debt levels remain $1,854 below peer institutions. The favorable debt-to-earnings ratio of 0.39 indicates sustainable borrowing relative to income outcomes.
Combined with below-peer net costs, these factors create strong return on investment conditions. The university's affordability ranking at the 75th percentile, driven by controlled costs and comprehensive aid, supports long-term financial outcomes for graduates.
Fresno Pacific demonstrates strong financial aid effectiveness through substantial aid delivery to diverse student populations. With 58.7% Pell-eligible students enrolled, well above national averages, the university successfully serves lower-income populations with comprehensive aid packages.
The $28,356 average financial aid savings represents 66% of published costs, indicating robust aid programming that makes private education accessible. The progressive net price structure, with middle-income families paying the lowest net costs at $11,116, suggests sophisticated aid optimization that considers family financial circumstances beyond simple income metrics. This approach helps explain the university's strong affordability performance at the 75th percentile nationally.
The combination of substantial Pell enrollment and comprehensive aid delivery demonstrates institutional commitment to educational access regardless of family financial background.
