Heritage University maintains exceptional affordability through controlled costs and generous financial aid targeting. The published cost of attendance reaches $29,632 annually, including $19,920 in tuition, room and board costs, and $942 for books and supplies.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $29,632 |
| Tuition and Fees | $19,920 |
| Books and Supplies | $942 |
| Average Financial Aid (Grants and Scholarships) | -$17,739 |
| Average Net Price (What Families Pay) | $11,893 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,713 |
| $30–48k | $12,202 |
| $48–75k | $12,511 |
| $75–110k | $13,275 |
| $110k+ | $18,198 |
Heritage University maintains exceptional affordability through controlled costs and generous financial aid targeting. The published cost of attendance reaches $29,632 annually, including $19,920 in tuition, room and board costs, and $942 for books and supplies. However, the average student pays just $11,893 after financial aid, representing savings of $17,739 compared to sticker price.
This net price sits $9,919 below the peer median of $21,812, positioning Heritage University among the most affordable private institutions nationally. The affordability index ranks at the 89.3rd percentile, indicating well above average value relative to educational outcomes. Financial aid effectiveness reflects the institution's mission to serve lower-income populations, with 62.7% of students receiving Pell grants.
Heritage University demonstrates exceptional financial aid effectiveness, with average aid packages covering $17,739 of the $29,632 cost of attendance. The institution serves 62.7% Pell-eligible students, well above typical private institutions, indicating genuine commitment to low-income access.
Net prices remain remarkably stable across income tiers, with even high-income families paying $18,198 compared to the $29,632 sticker price. This aid structure reflects institutional prioritization of accessibility over revenue maximization.
The gap between published costs and actual net prices suggests Heritage University operates on a high-aid, high-discount model that makes private education feasible for working-class families. Financial aid concentration toward Pell-eligible populations supports the institution's role as a pathway for first-generation college students seeking degree credentials in social services fields.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Heritage University graduates carry median debt of $14,573, ranking at the 86th percentile nationally for low debt burdens. Debt spans from $7,000 at the 25th percentile to $28,728 at the 75th percentile, with most graduates maintaining manageable borrowing levels.
Compared to the peer median debt of $25,000, Heritage University graduates carry $10,427 less debt, representing substantial savings over the college experience. The debt-to-earnings ratio of 0.29 indicates sustainable repayment capacity, with annual debt service representing less than one-third of median earnings.
Parent PLUS borrowing averages $16,503 with monthly payments of $217, though this represents raw borrowing without income context. The combination of controlled borrowing and generous institutional aid creates favorable debt positioning for graduates entering careers in education and social services, fields that typically offer job security but modest starting salaries.
How cost compares to graduate earnings and value added.
Heritage University delivers exceptional return on educational investment through the combination of low costs and strong value-added performance. Graduates earn $16,390 beyond expectations, ranking at the 92.2nd percentile nationally, while carrying debt levels $10,427 below peer institutions.
The debt-to-earnings ratio of 0.29 supports sustainable financial management for graduates entering education and social services careers. Net prices averaging $11,893 represent genuine affordability compared to peer institutions charging $21,812 on average.
While absolute earnings of $49,416 rank below national averages, the combination of controlled costs and strong earnings uplift creates superior long-term financial positioning. Return index performance at the 52.7th percentile reflects typical outcomes when accounting for student demographics and program mix.
