Indiana University-Indianapolis publishes a cost of attendance of $22,216 annually, including $10,449 in-state tuition, $13,010 for room and board, and $690 for books and supplies. Out-of-state students face tuition of $33,717, significantly increasing total costs.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $22,216 |
| Tuition and Fees | $33,717 |
| Room and Board | $13,010 |
| Books and Supplies | $690 |
| Average Financial Aid (Grants and Scholarships) | -$10,808 |
| Average Net Price (What Families Pay) | $11,408 |
| Family Income | Net Price |
|---|---|
| $0–30k | $5,748 |
| $30–48k | $6,752 |
| $48–75k | $11,445 |
| $75–110k | $18,012 |
| $110k+ | $19,866 |
Indiana University-Indianapolis publishes a cost of attendance of $22,216 annually, including $10,449 in-state tuition, $13,010 for room and board, and $690 for books and supplies. Out-of-state students face tuition of $33,717, significantly increasing total costs. However, the average student pays $11,408 after financial aid, representing savings of $10,808 from the published price.
This 49% reduction demonstrates substantial financial aid effectiveness in making education accessible. The net price of $11,408 compares favorably to the peer median of $15,590, providing $4,182 in annual savings relative to similar institutions. These cost advantages support IU Indianapolis's mission of accessible education while maintaining quality academic programming.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Student borrowing at IU Indianapolis remains controlled with median debt of $20,000, matching the peer median exactly. Debt levels range from $5,500 at the 25th percentile to $26,854 at the 75th percentile, showing variation but avoiding excessive borrowing for most students.
The debt-to-earnings ratio of 0.36 indicates manageable borrowing relative to post-graduation income, well below concerning thresholds that would suggest repayment difficulties. With median earnings of $55,198, graduates maintain sufficient income to service debt obligations comfortably.
Parent PLUS loans average $15,895 with monthly payments of $209, representing additional family borrowing that supplements student debt. The median debt level ranking at the 70th percentile nationally indicates borrowing above average but not at concerning levels given the earnings outcomes achieved.
How cost compares to graduate earnings and value added.
IU Indianapolis delivers strong return on educational investment through the combination of controlled costs, reasonable debt levels, and earnings that exceed expectations. Graduates earn $5,723 beyond expectations relative to similar students, ranking at the 75.9th percentile nationally for value-added performance.
This positive earnings differential, combined with net prices $4,182 below peer institutions, creates favorable investment conditions for students and families. The debt-to-earnings ratio of 0.36 indicates sustainable borrowing that supports rather than hinders long-term financial progress.
With median earnings of $55,198 and manageable debt of $20,000, graduates achieve financial outcomes that justify educational investment. The institution ranks in the 70.9th percentile for return on investment, demonstrating above-average performance in converting educational spending into career advancement.
IU Indianapolis demonstrates strong financial aid effectiveness through both need-based and merit-based assistance. With 36.3% of students receiving Pell grants, the institution serves a substantial population of students from lower-income backgrounds, well above the national average for four-year institutions.
The $10,808 average financial aid savings represents nearly half the published cost of attendance, indicating comprehensive aid programming that makes education accessible across income levels. Aid targeting concentrates benefits toward students with greatest financial need, as evidenced by the progressive net price structure across income tiers.
The institution's ability to maintain net prices well below peer institutions while serving a high-need student population demonstrates effective financial aid administration. Merit-based aid likely supplements need-based assistance for academically strong students, though the substantial Pell population indicates need-based aid drives most cost reductions.
