Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Johnson C Smith University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$20K
+
Room
$9K
+
Books
$1,200
=
Sticker Price
$34,228
$20K+$9K+$1,200=$34,228
Your Family Income
Sticker
$34,228
−
Your Aid
$16,269
=
Net Price
$17,959
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Johnson C Smith University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$34,228
Tuition and Fees
$20,480
Room and Board
$9,014
Books and Supplies
$1,200
Average Financial Aid (Grants and Scholarships)
-$14,217
Average Net Price (What Families Pay)
$20,011
Johnson C Smith University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$19,693
$30–48k
$29,425
$48–75k
$17,959
$75–110k
$19,673
$110k+
$21,063
Understanding Your Aid Package
Johnson C Smith University has a sticker price of $34,228 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $34,228/year
Average aid: $14,217 in grants & scholarships
$48–75K families pay: ~$17,959/year
Low-income families: Pay ~$19,693/year
68% of students receive Pell Grants
Financial Aid Profile
💰
68%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$30,000
Range (25th–75th)$8,289 – $33,151
Median Parent PLUS Loans$20,861
Debt Manageability
0.70x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$42,680
vs $50,412 peer avg
Earnings Growth
+36%
6 → 10 years post-graduation
Value Added
+$6,989
82th percentile among peers
Earnings Range (10yr post-graduation)
$23,443
25th %ile
$59,416
75th %ile
Frequently Asked Questions about Johnson C Smith University Cost & Financial Aid
Johnson C Smith University's published tuition is $34,228 per year. However, after financial aid, the average student pays $17,959—a difference of $16,269.
Families earning under $30,000 pay an average net price of $19,693 at Johnson C Smith University. 68% of students receive Pell Grants.
Johnson C Smith University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Johnson graduates is $30,000, resulting in estimated monthly payments of $318 over 10 years.
Even families earning over $110,000 pay an average net price of $21,063 at Johnson—still $13,165 less than the sticker price. Most families qualify for some form of aid.
