Cost & financial aid brief
Our Lady of the Lake University Tuition, Costs & Financial Aid
How much does Our Lady of the Lake University cost after financial aid?
Aid covers about 62% of the published cost for the average aid recipient, a sticker-to-net gap of $26,423. The pricing pattern across income bands is relatively flat.
The lowest band averages $16,236 and the highest averages $19,100, a difference of $2,864. That narrow spread means the net price a family sees does not increase steeply with income, though the published cost remains the starting point before grants and scholarships are applied.
The published cost of attendance at Our Lady of the Lake University is $42,865 (an average across living arrangements). Azimuth ranks the university #490 for affordability among nonprofit four-year institutions.
For families earning under $30,000, it averages $16,236; for those earning $48,001 to $75,000, it averages $17,225; and for those earning over $110,000, it averages $19,100. The spread between the lowest and highest bands is $2,864.
Aid covers about 62% of the published cost for the average aid recipient, a savings of $26,423. The average net price across all aid recipients is $16,442, which is $5,905 below the $22,347 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $24,999 in federal student loans, $1 below the peer median of $25,000. 87.4% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $13,025 in Parent PLUS loans. The median federal student debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Student loans: what does repayment look like?
Borrowers who complete a degree at Our Lady of the Lake University leave with a median of $24,999 in federal student loans. That figure is $1 below the $25,000 median for comparable institutions (same type and size).
If repaid over ten years, the median debt corresponds to an estimated payment of $284 a month. Federal borrowing is common, with 87.4% of federal aid recipients taking federal loans.
Parents who borrow through the separate Parent PLUS program hold a median of $13,025.
Graduates of Our Lady of the Lake University earn about $13,883 more than expects for similar students, a result at the 90th percentile. The median earnings four years after completion are $55,876, at the 36th percentile, which is $39 below the $55,915 median for comparable institutions (same type and size).
Earnings scenarios, estimated from the program mix, range from $42,720 on the downside to $57,777 on the upside. Borrowers who finish carry a median of $24,999 in federal student loans, below the peer median of $25,000.
That debt corresponds to an estimated payment of $284 a month if repaid over ten years. Graduates earn about $13,883 more than the model expects for similar students. The return pillar is at the 56th percentile nationally.
For the separate population of parent borrowers, median Parent PLUS borrowing is $13,025. For student borrowers, that debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $13,025
- Estimated parent payment
- $165/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 9.8% | Caution |
| $100,000 | 4.4% | Safe |
| $150,000 | 2.1% | Safe |
| $200,000 | 1.4% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,999
- Institution Parent PLUS debt
- $13,025
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $165/mo
- Modeled student + parent payments
- $449/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $55,876, with a $23,940 annual allowance for basic expenses:
10.7% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.