Saginaw Valley State University's published cost of attendance is $24,936. Net price by income band shows meaningful variation across family circumstances: low-income families pay approximately $9,844, middle-income families pay around $20,053, and higher-income families pay approximately $24,103.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $24,936 |
| Tuition and Fees | $30,450 |
| Room and Board | $12,340 |
| Books and Supplies | $1,160 |
| Average Financial Aid (Grants and Scholarships) | -$14,161 |
| Average Net Price (What Families Pay) | $10,775 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,844 |
| $30–48k | $19,711 |
| $48–75k | $20,053 |
| $75–110k | $18,879 |
| $110k+ | $24,103 |
Saginaw Valley State University's published cost of attendance is $24,936. Net price by income band shows meaningful variation across family circumstances: low-income families pay approximately $9,844, middle-income families pay around $20,053, and higher-income families pay approximately $24,103. Azimuth ranks Saginaw Valley State University #318 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Saginaw Valley State University's aid structure combines federal, state, and institutional funding to close gaps between sticker price and what families actually pay. The institution participates in federal Pell Grants and Direct Loans, Michigan state aid programs, and offers need-based institutional scholarships to qualifying students. For many low- and middle-income families, this aid structure meaningfully reduces the headline cost, which is why net price often falls substantially below the published cost of attendance. Median federal student loan debt at graduation is $25,000, and families using Parent PLUS borrow a median of $18,264; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $63,454, median federal debt of $25,000 projects to a monthly payment of about $282 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Saginaw Valley State University earn median 4-year earnings of $63,454, placing Saginaw Valley State University in the 63.5 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $2,863 more than similar students at comparable institutions, placing the institution in the 69.6 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Saginaw Valley State University #563 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing reports 178 graduates and median 4-year earnings of $81,103, ranked #251 nationally in its major. Special Education and Teaching reports 82 graduates and median 4-year earnings of $50,078, ranked #34 nationally in its major. Social Work reports 77 graduates and median 4-year earnings of $56,961, ranked #44 nationally in its major. Teacher Education and Professional Development, Specific Levels and Methods reports 72 graduates and median 4-year earnings of $48,561, ranked #152 nationally in its major.
