Saginaw Valley State University Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Saginaw Valley State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$30K
+
Room
$12K
+
Books
$1,160
=
Sticker Price
$24,936
$30K+$12K+$1,160=$24,936
Your Family Income
Sticker
$24,936
−
Your Aid
$4,883
=
Net Price
$20,053
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Saginaw Valley State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$24,936
Tuition and Fees
$30,450
Room and Board
$12,340
Books and Supplies
$1,160
Average Financial Aid (Grants and Scholarships)
-$14,161
Average Net Price (What Families Pay)
$10,775
Saginaw Valley State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$9,844
$30–48k
$19,711
$48–75k
$20,053
$75–110k
$18,879
$110k+
$24,103
Understanding Your Aid Package
Saginaw Valley State University has a sticker price of $24,936 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $24,936/year
Average aid: $14,161 in grants & scholarships
$48–75K families pay: ~$20,053/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,000
Range (25th–75th)$7,105 – $31,000
Median Parent PLUS Loans$18,264
Debt Manageability
0.39x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$51,955
Earnings Growth
+19%
6 → 10 years post-graduation
Value Added
+$2,863
70th percentile among peers
Earnings Range (10yr post-graduation)
$33,539
25th %ile
$73,802
75th %ile
Frequently Asked Questions about Saginaw Valley State University Cost & Financial Aid
Saginaw Valley State University's published tuition is $24,936 per year. However, after financial aid, the average student pays $20,053—a difference of $4,883.
Families earning under $30,000 pay an average net price of $9,844 at Saginaw Valley State University. 35% of students receive Pell Grants.
Saginaw Valley State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Saginaw graduates is $25,000, resulting in estimated monthly payments of $265 over 10 years.
Even families earning over $110,000 pay an average net price of $24,103 at Saginaw—still $833 less than the sticker price. Most families qualify for some form of aid.
