Saint Joseph's University's published cost of attendance is $67,954. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $22,570, middle-income families pay around $24,297, and higher-income families pay approximately $33,222.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $67,954 |
| Tuition and Fees | $53,260 |
| Room and Board | $16,240 |
| Books and Supplies | $1,160 |
| Average Financial Aid (Grants and Scholarships) | -$38,265 |
| Average Net Price (What Families Pay) | $29,689 |
| Family Income | Net Price |
|---|---|
| $0–30k | $22,570 |
| $30–48k | $23,022 |
| $48–75k | $24,297 |
| $75–110k | $28,772 |
| $110k+ | $33,222 |
Saint Joseph's University's published cost of attendance is $67,954. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $22,570, middle-income families pay around $24,297, and higher-income families pay approximately $33,222. Azimuth ranks Saint Joseph's University - Philadelphia #1248 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Saint Joseph's participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA, and the university works to close the gap between published cost and what families actually pay through a combination of grants and scholarships. The affordability rank reflects both the headline sticker price and the net price outcomes families experience across income levels — a useful benchmark for comparing how far aid stretches at this institution relative to peer private universities. Median federal student loan debt at graduation is $25,500, and families using Parent PLUS borrow a median of $42,436; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $84,010, median federal debt of $25,500 projects to a monthly payment of about $288 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Saint Joseph's University earn median 4-year earnings of $84,010, placing Saint Joseph's University - Philadelphia in the 87.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $4,509 more than similar students at comparable institutions, placing Saint Joseph's University - Philadelphia in the 74.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Saint Joseph's University - Philadelphia #130 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Saint Joseph's University - Philadelphia's concentration in business and professional fields. Specialized Sales, Merchandising and Marketing Operations is the largest program with 144 graduates earning median 4-year earnings of $80,764, performing at 1.4x the national CIP-4 benchmark for the field. The Health Professions and Related Clinical Sciences, Other program graduates 129 students with median 4-year earnings of $85,690, also outperforming its benchmark at 1.3x. Management Sciences and Quantitative Methods and Finance round out the top programs, with 129 and 128 graduates respectively earning $96,930 and $96,993. This program lineup — anchored by Business at 45% of degrees — positions Saint Joseph's University - Philadelphia to deliver consistent earnings outcomes across its core academic portfolio.
