Saint Peter's University's published cost of attendance is $50,052 per year, including $41,054 in tuition, $17,590 for room and board, and $1,000 for books and supplies. However, the average student pays just $12,973 after financial aid, representing savings of $37,079 or 74% off the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $50,052 |
| Tuition and Fees | $41,054 |
| Room and Board | $17,590 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$37,079 |
| Average Net Price (What Families Pay) | $12,973 |
| Family Income | Net Price |
|---|---|
| $0–30k | $11,486 |
| $30–48k | $10,552 |
| $48–75k | $11,494 |
| $75–110k | $18,211 |
| $110k+ | $20,457 |
Saint Peter's University's published cost of attendance is $50,052 per year, including $41,054 in tuition, $17,590 for room and board, and $1,000 for books and supplies. However, the average student pays just $12,973 after financial aid, representing savings of $37,079 or 74% off the sticker price. This substantial discount reflects the university's commitment to making education accessible for working-class families.
The net price of $12,973 falls well below the peer median of $21,812, making Saint Peter's University $8,839 more affordable than similar institutions. This pricing advantage positions the university as a strong value proposition for students seeking private education quality at a more accessible price point. The significant gap between sticker price and actual cost demonstrates that most families should focus on net price rather than published tuition when evaluating affordability.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Saint Peter's University students graduate with a median debt of $20,500, above average compared to the peer median of $25,000. Debt ranges from $7,225 at the 25th percentile to $27,000 at the 75th percentile, indicating variation in borrowing patterns.
The debt-to-earnings ratio of 0.35 suggests manageable debt levels relative to post-graduation income, falling within acceptable ranges for student loan sustainability. Parent PLUS borrowers carry a median debt of $19,041 with monthly payments of $251, though this represents additional family debt beyond student loans.
The median debt of $20,500 is $4,500 lower than the peer median, indicating that Saint Peter's University students borrow less than typical for similar institutions. This lower debt burden, combined with above-average earnings outcomes, creates favorable conditions for post-graduation financial stability.
How cost compares to graduate earnings and value added.
Saint Peter's University demonstrates strong return on investment through the combination of controlled debt and above-average earnings outcomes. Graduates earn $16,285 beyond expectations, ranking at the 92nd percentile nationally, while carrying debt $4,500 below the peer median.
The debt-to-earnings ratio of 0.35 indicates that typical monthly loan payments should consume a manageable portion of graduate income. Compared to peer institutions, Saint Peter's University graduates earn $7,403 more annually while borrowing $4,500 less, creating a dual advantage in post-graduation financial health.
The university's strong performance in earnings uplift, combined with net prices well below peer medians, positions it as an effective investment for students seeking economic advancement. This combination of factors supports the university's above-average return index performance at the 73rd percentile, indicating solid value delivery relative to educational investment.
Saint Peter's University enrolls 54.2% Pell-eligible students, well above the national average of approximately 35% for four-year institutions, indicating strong commitment to serving lower-income students. The average financial aid savings of $37,079 represents 74% of the total cost of attendance, demonstrating substantial institutional investment in student affordability.
This aid concentration aligns with the university's student composition, where more than half qualify for federal need-based grants. The aid structure effectively transforms a private education with a $50,052 sticker price into an accessible option for working-class families.
Low-income students pay net prices between $10,552 and $11,486, making Saint Peter's University competitive with public institutions while providing the smaller class sizes and personalized attention of private education. This financial aid profile supports the university's role as a pathway to upward mobility for first-generation and lower-income students in the New York metropolitan area.
