Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at St. Andrews University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$31K
+
Room
$12K
+
Books
$2,100
=
Sticker Price
$49,709
$31K+$12K+$2,100=$49,709
Your Family Income
Sticker
$49,709
−
Your Aid
$18,131
=
Net Price
$31,578
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
St. Andrews University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$49,709
Tuition and Fees
$30,800
Room and Board
$12,180
Books and Supplies
$2,100
Average Financial Aid (Grants and Scholarships)
-$15,953
Average Net Price (What Families Pay)
$33,756
St. Andrews University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$35,861
$30–48k
$28,615
$48–75k
$31,578
$75–110k
$34,947
$110k+
$34,745
Understanding Your Aid Package
St. Andrews University has a sticker price of $49,709 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $49,709/year
Average aid: $15,953 in grants & scholarships
$48–75K families pay: ~$31,578/year
Low-income families: Pay ~$35,861/year
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,250
Range (25th–75th)$5,500 – $22,500
Median Parent PLUS Loans$17,094
Debt Manageability
0.55x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$45,606
vs $50,412 peer avg
Earnings Growth
+21%
6 → 10 years post-graduation
Value Added
+$1,476
65th percentile among peers
Earnings Range (10yr post-graduation)
$26,734
25th %ile
$70,198
75th %ile
Frequently Asked Questions about St. Andrews University Cost & Financial Aid
St. Andrews University's published tuition is $49,709 per year. However, after financial aid, the average student pays $31,578—a difference of $18,131.
Families earning under $30,000 pay an average net price of $35,861 at St. Andrews University. 48% of students receive Pell Grants.
St. Andrews University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for St. graduates is $25,250, resulting in estimated monthly payments of $268 over 10 years.
Even families earning over $110,000 pay an average net price of $34,745 at St.—still $14,964 less than the sticker price. Most families qualify for some form of aid.
