Stockton University's published cost of attendance is $32,159 per year, including $23,420 in out-of-state tuition (or $15,532 for New Jersey residents), $15,332 for room and board, and $1,250 for books and supplies. However, the average student pays just $19,634 after financial aid, representing savings of $12,525 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $32,159 |
| Tuition and Fees | $23,420 |
| Room and Board | $15,332 |
| Books and Supplies | $1,250 |
| Average Financial Aid (Grants and Scholarships) | -$12,525 |
| Average Net Price (What Families Pay) | $19,634 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,774 |
| $30–48k | $13,665 |
| $48–75k | $17,407 |
| $75–110k | $25,434 |
| $110k+ | $28,051 |
Stockton University's published cost of attendance is $32,159 per year, including $23,420 in out-of-state tuition (or $15,532 for New Jersey residents), $15,332 for room and board, and $1,250 for books and supplies. However, the average student pays just $19,634 after financial aid, representing savings of $12,525 from the sticker price. This net price is $5,541 higher than the peer median of $14,093, indicating Stockton costs more than typical public comprehensive universities but delivers correspondingly stronger outcomes.
The university's financial aid system provides meaningful support across income levels, though families should expect to pay more than at peer institutions. Net prices range dramatically by family income, from $13,774 for families earning under $30,000 annually to $28,051 for families earning over $110,000. This $14,277 gap between lowest and highest income tiers reflects progressive aid targeting toward lower-income families.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Stockton University students graduate with median debt of $20,500, ranking in the 66th percentile nationally and slightly above the peer median of $21,105. Debt levels range from $9,500 at the 25th percentile to $26,298 at the 75th percentile, showing moderate variation in borrowing patterns.
The debt-to-earnings ratio of 0.36 indicates manageable debt levels relative to post-graduation income, falling well below concerning thresholds. Parent PLUS borrowers take median debt of $20,647 with monthly payments of $272, representing additional family investment in education.
The debt levels align with Stockton's net price structure and reflect reasonable borrowing for the outcomes achieved. Compared to peer institutions, Stockton students borrow only $605 more while earning $7,486 more annually, indicating favorable debt-to-earnings trade-offs.
How cost compares to graduate earnings and value added.
Stockton University represents a solid educational investment through the combination of moderate costs and above-average earnings performance. Graduates earn $6,024 beyond expectations relative to similar students, ranking in the 77.2nd percentile nationally for earnings uplift and achieving well above average tier performance.
The median earnings of $57,602 exceed peer median earnings by $7,486 annually, while debt levels remain only $605 above peer median at $20,500. This creates a favorable debt-to-earnings ratio of 0.36, indicating sustainable repayment conditions for typical graduates.
The university's net price premium of $5,541 over peer institutions is justified by superior graduation rates (72.0% vs 49.3% peer median) and stronger earnings outcomes. Students ranking in the top 25% nationally for earnings beyond expectations suggests consistent value delivery across academic programs.
Stockton University's financial aid profile reflects its commitment to economic accessibility alongside academic quality. With 41.5% Pell-eligible students, the university serves substantially more lower-income students than many public institutions, requiring robust financial aid systems to support this population.
The $12,525 average financial aid savings represents a 39% reduction from published prices, indicating meaningful support for families across income levels. Net price variation from $13,774 to $28,051 by family income shows aid targeting toward those with greatest need, consistent with the university's Mobility Engine designation.
The aid structure enables Stockton to maintain its diverse student composition while covering operational costs necessary for strong academic programming. Low-income families benefit significantly from aid concentration, while middle and upper-income families pay premiums that support institutional quality and the aid system itself.
