Cost & financial aid brief
The University of Olivet Tuition, Costs & Financial Aid
How much does The University of Olivet cost after financial aid?
For the average aid recipient, the published cost of $47,069 falls to an average net price of $21,393, a sticker-to-net difference of $25,676. Aid covers about 55% of the published cost for the average aid recipient.
Pricing differs by family income: average net prices range from $19,656 in the lowest band to $24,068 in the highest, with $20,442, $20,564, and $21,730 in the bands between. This sequence shows lower average net prices at lower incomes, an aid pattern rather than a promise for any individual family.
The published cost and average aid reduction describe the starting financial picture for recipients, while actual packages can differ.
The University of Olivet posts a published cost of attendance of $47,069, but average net price shifts across family-income bands. Average net price, what aid recipients pay after grants and scholarships, is $19,656 in the lowest family-income band, $20,442 in the lower-middle band, $20,564 in the middle band, $21,730 in the upper-middle band, and $24,068 in the highest band.
The gap from the lowest to the highest band is $4,412. Azimuth ranks the university #904 for affordability among nonprofit four-year institutions.
Aid covers about 55% of the published cost for the average aid recipient, an offset of $25,676 against the sticker price. Across all aid recipients, average net price is $21,393.
The peer median, the middle value for comparable institutions (same type and size), is $22,347; the university sits $954 below that mark. Published tuition and fees are $34,068, and room and board are $12,567.
Federal student loan borrowers who complete leave with median debt of $27,000, and 96.2% of federal aid recipients borrow federal loans. The peer median for comparable institutions (same type and size) is $25,000, which puts the university $2,000 above that level.
That debt corresponds to an estimated payment of $307 a month if repaid over ten years. Parent PLUS borrowers have median borrowing of $23,700.
Student loans: what does repayment look like?
Federal borrowing leaves completers with a median federal student loan debt that is above the peer benchmark. Among federal-loan borrowers who complete, the median is $27,000.
Federal loans are used by 96.2% of federal aid recipients. At comparable institutions (same type and size), the peer median federal debt is $25,000, placing the university's median $2,000 above it.
Parent borrowers are a separate population, with median Parent PLUS borrowing of $23,700. The borrower share and peer comparison show that federal borrowing is widespread and the typical debt level exceeds that of comparable institutions.
The investment picture at The University of Olivet is mixed: earnings sit below the peer median, and debt runs above it. Graduates earn about $3,136 less than expects for similar students, an outcome in the 43rd percentile.
Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $52,261, in the 24th percentile among nonprofit four-year institutions. That is $3,654 below the $55,915 median for comparable institutions (same type and size).
Earnings scenarios, estimated from the program mix, range from $43,029 in a downside case to $66,810 in an upside case, with a typical scenario of $52,261. Borrowers who finish carry a median of $27,000 in federal student loans, $2,000 above the $25,000 peer median.
If repaid over ten years, that debt corresponds to an estimated payment of $307 a month.
Parent PLUS borrowing, which applies to a separate parent-borrower population, has a median of $23,700. The median federal debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $23,700
- Estimated parent payment
- $301/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 17.7% | High pressure |
| $100,000 | 8.0% | Caution |
| $150,000 | 3.8% | Safe |
| $200,000 | 2.5% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $23,700
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $301/mo
- Modeled student + parent payments
- $608/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $52,261, with a $23,940 annual allowance for basic expenses:
13.0% of income above the allowance · Concerning
- Excellent Under 8%
- Good 8–under 12%
- Concerning 12–20% · selected scenario
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.