University At Albany's published cost of attendance is $28,802, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $11,112 per year in net price, middle-income families see annual costs around $17,923, and higher-income families pay approximately $24,085.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,802 |
| Tuition and Fees | $31,256 |
| Room and Board | $16,423 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$11,635 |
| Average Net Price (What Families Pay) | $17,167 |
| Family Income | Net Price |
|---|---|
| $0–30k | $11,112 |
| $30–48k | $14,062 |
| $48–75k | $17,923 |
| $75–110k | $20,037 |
| $110k+ | $24,085 |
University At Albany's published cost of attendance is $28,802, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $11,112 per year in net price, middle-income families see annual costs around $17,923, and higher-income families pay approximately $24,085. Azimuth ranks University At Albany #396 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Need-based aid covers a meaningful share of cost for many students, with the gap between sticker price and net price widening at lower income levels. Families apply for aid using the FAFSA, and University At Albany participates in federal, state, and institutional aid programs. New York State's Excelsior Scholarship and other state grant programs can further reduce net price for qualifying in-state students, making the effective cost for low- and middle-income New York residents particularly competitive relative to the published cost of attendance. Families weighing the full pricing picture should explore the to understand how sticker price and net price diverge. Median federal student loan debt at graduation is $19,500, and families using Parent PLUS borrow a median of $22,398; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $66,256, median federal debt of $19,500 projects to a monthly payment of about $220 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University At Albany earn median earnings of $66,256 four years after enrollment, placing University At Albany in the 70.7 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure sits below the $65,228 median at comparable institutions (same control and size band). Graduates earn about $1,676 more than similar students at comparable institutions, placing the institution in the 65.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Those figures still represent lifetime returns relative to NY's no-degree-equivalent earnings baseline of $32,204, the state median earnings of working adults age 25–34 with only a high school credential. The degree mix at University At Albany leans toward Social Sciences, which accounts for 17% of graduates, followed by Business at 13% and Education at 3%. Business Administration combines strong enrollment with competitive pay, making it a key contributor to the institution's overall return profile. Azimuth ranks Psychology, General #54 nationally for median earnings four years after enrollment among nonprofit four-year institutions , with 306 graduates earning median earnings of $55,004. The Business Administration program graduates 304 students and delivers median earnings of $76,633, while Azimuth ranks Biology, General #78 nationally for median earnings four years after enrollment among nonprofit four-year institutions, with 249 graduates earning median earnings of $58,703. Further down the lineup, Economics and Homeland Security graduate 202 and 191 students respectively, with median earnings of $63,331 and $69,365 four years after enrollment.
