University at Albany Tuition, Costs & Financial Aid

Aid covers about 40% of the published cost for the average aid recipient, bringing the sticker price of $28,802 down to an average net price of $17,167. The pattern across income bands is a steady step rather than a sharp break.

The lowest band averages $11,112, and each band above adds a few thousand dollars, reaching $24,085 at the top. That structure means aid is targeted but does not flatten the price curve entirely.

At University at Albany, the published cost of attendance is $28,802, and aid recipients in lower-income bands face lower average net prices. Average net price, what aid recipients pay after grants and scholarships, is $11,112 for the lowest family-income band, $14,062 for the next family-income band, $17,923 for the middle family-income band, $20,037 for the next-highest family-income band, and $24,085 for the highest family-income band.

The spread between the lowest and highest bands is $12,973. Azimuth places the affordability pillar in the 72nd percentile among nonprofit four-year institutions.

For the average aid recipient, aid covers about 40% of the published cost, or average savings of $11,635 against the sticker price. For all aid recipients, average net price comes to $17,167.

The peer median net price for comparable institutions (same type and size) is $15,634, with the university $1,533 above that benchmark. Published in-state tuition is $10,866, out-of-state tuition is $31,256, and room and board is $16,423.

Aid offsets a portion of published costs, though the overall price sits above the comparable-institution median. Federal-loan borrowers who complete leave with median federal student loan debt of $19,500.

The peer median debt for comparable institutions (same type and size) is $20,076, making the university $576 below it; 88.0% of federal aid recipients borrow federal loans. That debt corresponds to an estimated payment of $222 a month if repaid over ten years.

Median Parent PLUS borrowing for parent borrowers is $22,398.

Borrowing is widespread at University at Albany, though typical federal debt at completion is below the peer benchmark. Among federal-loan borrowers who completed, median federal student loan debt is $19,500.

Federal loans are used by 88.0% of federal aid recipients. At comparable institutions (same type and size), the peer median federal debt is $20,076, making Albany’s median $576 below it.

For the separate population of Parent PLUS borrowers, median borrowing is $22,398.

The median for federally aided graduates of University at Albany who are working and not enrolled four years after completion is $66,256. That earnings level falls at the 69th percentile among nonprofit four-year institutions.

It is $646 above the $65,610 median for comparable institutions (same type and size). Graduates earn about $595 more than the model expects for similar students, effectively at the expected level.

That outcome sits at the 57th percentile. Estimated from the program mix, the earnings scenarios span $53,159 on the downside and $83,389 on the upside; the typical outcome is $66,256.

Borrowers who finish carry a median of $19,500 in federal loans, $576 below the peer median. That debt corresponds to an estimated payment of $222 a month if repaid over ten years.

For the separate population of parent borrowers, median Parent PLUS borrowing stands at $22,398. For borrowers with the median federal debt, that debt corresponds to an estimated payment of $222 a month if repaid over ten years.

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.