University of Central Oklahoma's published cost of attendance is $26,392. Financial aid reshapes that figure across income levels: low-income families pay approximately $15,275, middle-income families pay around $17,776, and higher-income families pay approximately $24,183.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $26,392 |
| Tuition and Fees | $19,704 |
| Room and Board | $9,700 |
| Books and Supplies | $1,600 |
| Average Financial Aid (Grants and Scholarships) | -$8,083 |
| Average Net Price (What Families Pay) | $18,309 |
| Family Income | Net Price |
|---|---|
| $0–30k | $15,275 |
| $30–48k | $15,828 |
| $48–75k | $17,776 |
| $75–110k | $23,249 |
| $110k+ | $24,183 |
University of Central Oklahoma's published cost of attendance is $26,392. Financial aid reshapes that figure across income levels: low-income families pay approximately $15,275, middle-income families pay around $17,776, and higher-income families pay approximately $24,183. Azimuth ranks University of Central Oklahoma #454 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. University of Central Oklahoma participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA. The institution's public tuition structure and broad financial-aid reach shape affordability outcomes across income levels, though the narrower net-price spread across bands reflects the resource constraints typical of regional public universities. Median federal student loan debt at graduation is $21,000, and families using Parent PLUS borrow a median of $15,191; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $54,402, median federal debt of $21,000 projects to a monthly payment of about $237 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of University of Central Oklahoma earn median 4-year earnings of $54,402, placing University of Central Oklahoma in the 14.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $1,808 less than similar students at comparable institutions, placing the institution in the 50.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Central Oklahoma #846 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Liberal Arts and Sciences, General Studies and Humanities reports 220 graduates and median 4-year earnings of $49,383, ranked #106 nationally in its major. Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing reports 155 graduates and median 4-year earnings of $82,603, ranked #219 nationally in its major. Psychology, General reports 153 graduates and median 4-year earnings of $47,937, ranked #233 nationally in its major. Security Science and Technology reports 149 graduates and median 4-year earnings of $54,876, ranked #12 nationally in its major.
