University of Georgia's published cost of attendance reaches $27,436 per year, including $11,180 in in-state tuition, $30,220 for out-of-state students, $11,246 for room and board, and $1,002 for books and supplies. However, the average student pays just $13,816 after financial aid, representing savings of $13,620 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $27,993 |
| Tuition and Fees | $31,688 |
| Room and Board | $11,672 |
| Books and Supplies | $934 |
| Average Financial Aid (Grants and Scholarships) | -$14,057 |
| Average Net Price (What Families Pay) | $13,936 |
| Family Income | Net Price |
|---|---|
| $0–30k | $8,085 |
| $30–48k | $8,686 |
| $48–75k | $13,096 |
| $75–110k | $16,942 |
| $110k+ | $18,079 |
University of Georgia's published cost of attendance reaches $27,436 per year, including $11,180 in in-state tuition, $30,220 for out-of-state students, $11,246 for room and board, and $1,002 for books and supplies. However, the average student pays just $13,816 after financial aid, representing savings of $13,620 from the sticker price. This net price falls $1,774 below the peer median of $15,590, indicating competitive affordability within University of Georgia's institutional category.
The substantial gap between published price and actual net cost demonstrates the impact of need-based financial aid in making University of Georgia accessible to students across income levels. Georgia residents benefit significantly from the in-state tuition structure, with published tuition of $11,180 representing less than half the out-of-state rate. The financial aid system effectively reduces costs for most families, with the average net price of $13,816 representing approximately 50% of the full cost of attendance.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Georgia graduates carry median debt of $18,500, positioning favorably relative to peer institutions with a median of $20,000. Student debt ranges from $8,402 at the 25th percentile to $25,500 at the 75th percentile, indicating variation based on individual financial circumstances and aid packages.
The debt level ranks at the 77th percentile nationally, demonstrating well above average performance in debt management. With median earnings of $68,726, the debt-to-earnings ratio reaches 0.27, indicating that annual debt payments represent approximately 27% of first-year earnings.
Parent PLUS borrowing shows a median of $20,083 with monthly payments of $264, though this represents only families who utilize these loans. The $1,500 difference below peer median debt suggests University of Georgia's combination of aid effectiveness and cost control supports manageable borrowing levels.
How cost compares to graduate earnings and value added.
University of Georgia delivers solid return on educational investment through the combination of controlled costs and above-average earnings outcomes. Despite graduates earning $18,320 below expectations relative to similar students, placing the institution at the 3rd percentile for earnings uplift, median earnings of $68,726 rank at the 84th percentile nationally in absolute terms.
The debt-to-earnings ratio of 0.27 indicates manageable loan obligations relative to post-graduation income. Graduates earn $8,183 more than the peer median while carrying $1,500 less debt, creating favorable conditions for financial stability.
The return index percentile of 69.1% reflects above average performance when combining earnings outcomes with educational costs. For students seeking flagship public university experiences with controlled debt levels, University of Georgia provides solid value despite earnings performance that falls short of expectations given student academic preparation.
University of Georgia's financial aid system demonstrates effective targeting toward lower-income students through need-based assistance. The 17.2% Pell share indicates that approximately 1 in 6 students comes from families earning below $50,000 annually, reflecting moderate economic diversity within a selective admission environment.
The $13,620 average savings from financial aid represents a 50% reduction from published costs, indicating substantial institutional investment in affordability. The progressive net price structure, with costs ranging from $7,897 for lowest-income families to $17,846 for highest-income families, shows concentrated aid toward those with greatest financial need.
For Pell-eligible students, the net price of $7,897 represents exceptional affordability for a flagship public university. The aid system effectively bridges the gap between selective admission standards and economic accessibility, enabling students from diverse financial backgrounds to access University of Georgia's academic opportunities and career outcomes.
