Cost & financial aid brief
University of Louisiana at Monroe Tuition, Costs & Financial Aid
How much does University of Louisiana at Monroe cost after financial aid?
Aid covers about 46% of the published cost for the average aid recipient. The sticker-to-net gap is $11,466 on average.
Average net prices are higher for families with more income. The lowest band, under $30,000, averages $11,490, while the highest, over $110,000, averages $18,642.
The spread between the two ends is $7,152, a pattern of lower at lower incomes rather than an individual aid package. 34.8% of undergraduates receive Pell Grants, providing financial-access context for the lowest band.
The published cost of attendance at University of Louisiana at Monroe is $24,932. Azimuth ranks the university #238 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $11,490, for those earning $48,001 to $75,000 it is $12,647, and for those earning over $110,000 it is $18,642. The spread between the lowest and highest bands is $7,152.
Aid covers about 46% of the published cost for the average aid recipient. The average net price across all aid recipients is $13,466, which is $602 below the $14,068 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $21,500 in federal student loans. That is $271 above the $21,229 peer median.
82.1% of federal aid recipients take federal loans. Parents who borrow hold a separate median of $10,174 in Parent PLUS loans.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $244 a month.
Student loans: what does repayment look like?
The median federal student debt at completion is $21,500. 82.1% of federal aid recipients take federal loans.
That median sits $271 above the $21,229 median for comparable institutions (same type and size). Parent borrowers are a separate population, with median Parent PLUS borrowing of $10,174.
Four years after completion, graduates of University of Louisiana at Monroe earn a median of $53,715, a figure at the 28th percentile among nonprofit four-year institutions. The median sits $3,586 below the $57,301 level for comparable institutions (same type and size).
Graduates earn about $142 less than expects for similar students, effectively at the expected level. That places the gap at the 54th percentile.
Estimated earnings scenarios from the program mix run from $41,388 to $99,405, with $53,715 as the typical case. Borrowers who complete leave with a median of $21,500 in federal loans.
That is $271 above the $21,229 median among comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $244 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $10,174. For student borrowers, that debt corresponds to an estimated payment of $244 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $10,174
- Estimated parent payment
- $129/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 7.6% | Caution |
| $100,000 | 3.4% | Safe |
| $150,000 | 1.6% | Safe |
| $200,000 | 1.1% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,500
- Institution Parent PLUS debt
- $10,174
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $244/mo
- Estimated Parent PLUS payment · monthly
- $129/mo
- Modeled student + parent payments
- $373/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $53,715, with a $23,940 annual allowance for basic expenses:
9.8% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.