University of Maryland-College Park publishes a cost of attendance of $28,073 per year for Maryland residents, including $11,505 in-state tuition, $15,416 for room and board, and $1,250 for books and supplies. Out-of-state students face $40,306 in tuition, raising total costs significantly.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,073 |
| Tuition and Fees | $40,306 |
| Room and Board | $15,416 |
| Books and Supplies | $1,250 |
| Average Financial Aid (Grants and Scholarships) | -$12,483 |
| Average Net Price (What Families Pay) | $15,590 |
| Family Income | Net Price |
|---|---|
| $0–30k | $3,603 |
| $30–48k | $7,327 |
| $48–75k | $12,237 |
| $75–110k | $20,855 |
| $110k+ | $26,239 |
University of Maryland-College Park publishes a cost of attendance of $28,073 per year for Maryland residents, including $11,505 in-state tuition, $15,416 for room and board, and $1,250 for books and supplies. Out-of-state students face $40,306 in tuition, raising total costs significantly. However, the average student pays just $15,590 after financial aid, representing savings of $12,483 from the published price.
This net price matches the peer median of $15,590, indicating University of Maryland-College Park maintains costs in line with similar public research universities. The substantial financial aid savings demonstrate the university's commitment to affordability through need-based and merit aid programs. Net prices vary considerably by family income, ranging from $3,603 for the lowest-income families to $26,239 for the highest earners.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Maryland-College Park graduates carry median debt of $19,000, just below the peer median of $20,000 and indicating controlled borrowing relative to similar institutions. Student debt ranges from $8,000 at the 25th percentile to $25,871 at the 75th percentile, showing variation in borrowing patterns across students and programs.
The debt-to-earnings ratio of 0.23 indicates manageable debt levels relative to post-graduation income, supporting financial sustainability for graduates. Parent PLUS loans average $31,768 in median debt with monthly payments of $418, representing additional family borrowing for some students.
The university's debt profile ranks at the 75th percentile nationally, indicating well above average performance in debt management. Compared to peer institutions, University of Maryland-College Park graduates begin careers with $1,000 less debt while earning $22,317 more annually, creating favorable debt-to-income dynamics.
How cost compares to graduate earnings and value added.
University of Maryland-College Park demonstrates excellent return on educational investment through the combination of strong earnings and controlled costs. Graduates earn $1,534 beyond expectations based on student demographics and program mix, ranking above average nationally.
The university's median earnings of $82,860 exceed the peer median by $22,317, while debt levels remain $1,000 below peer institutions. This combination produces a debt-to-earnings ratio of 0.23, indicating sustainable debt loads relative to income potential.
The return on investment percentile ranking of 92% places University of Maryland-College Park in excellent tier performance for educational value. Students can expect their educational investment to generate strong long-term financial returns through higher earnings and manageable debt burdens.
University of Maryland-College Park demonstrates strong financial aid support across student populations. The university enrolls 18.6% Pell-eligible students, indicating meaningful access for lower-income families despite selective admission standards.
The $12,483 average savings from published costs reflects substantial institutional and federal aid deployment. Net prices by income tier show progressive aid distribution, with the lowest-income families receiving aid that reduces costs to just $3,603 annually.
This pricing structure enables the university to maintain educational access while preserving academic selectivity. The financial aid profile supports the university's ability to enroll students from diverse economic backgrounds, as reflected in the 18.6% Pell share and 22.4% first-generation student enrollment.
