Students seeking an affordable regional university with strong support for first-generation and working-class families who value predictable costs and manageable debt levels. This works especially well for students interested in nursing, education, or technology fields who want to stay in Alabama or the Southeast region after graduation.
Students at the University of North Alabama benefit from exceptionally affordable net prices that rank among the lowest nationally, combined with a zero percent default rate that demonstrates sustainable debt management.
The university provides crucial access for first-generation students while maintaining financial outcomes that support successful loan repayment and career stability.
The University of North Alabama serves as a solid regional option for students seeking affordable access to higher education with reasonable long-term outcomes. Located in Florence, Alabama, this medium-sized public university particularly excels at keeping costs manageable while providing meaningful educational opportunities for first-generation college students, who make up about 36% of the student body.
UNA's strength lies in its affordability profile, ranking in the top 20% nationally for keeping net prices low across all income levels. Low-income students pay just $8,309 annually, while middle-income families see costs around $11,901 per year. The university maintains a 0% federal loan default rate, indicating that graduates can successfully manage their debt obligations even with more modest earnings.
While UNA's graduates earn a median of $45,415 ten years after enrollment, the university provides substantial value through its low-cost structure and strong support systems. The institution serves as an "Opportunity Builder" in terms of economic mobility, offering meaningful access to higher education for students who might not otherwise attend college. For families prioritizing affordability and debt management over maximum earnings potential, UNA represents a practical pathway to degree completion and career advancement.
The University of North Alabama's program portfolio reflects its mission as a regional institution serving local workforce needs and providing practical career preparation. Nursing stands out as both the highest-return program and largest professional field, with 146 graduates earning a median of $53,064 ten years after graduation. This program represents UNA's strongest connection to high-demand healthcare careers that offer both job security and competitive compensation.
Education programs, particularly Adult and Continuing Education with 112 graduates, form another core strength with median earnings of $36,776. While these earnings are more modest, education careers provide stability and align with UNA's mission of serving regional communities. The emerging Artificial Intelligence program, though small with 24 graduates, shows the university's efforts to expand into higher-earning technology fields, with median earnings of $56,415.
The program mix reflects UNA's practical approach to career preparation, focusing on fields with clear employment pathways in Alabama and the Southeast region. While earnings vary significantly by field, the consistent theme is programs that lead to stable employment and manageable debt-to-income ratios, supporting the university's overall profile of sustainable career outcomes.
Graduates of the University of North Alabama earn a median of $45,415 ten years after enrollment, which reflects the university's role as a regional institution serving local and state employment markets. While these earnings place UNA in the lower tier nationally, the university delivers meaningful value when considered alongside its exceptionally low costs and strong debt management outcomes.
The university's program mix shows particular strength in nursing, where 146 graduates earn a median of $53,064 and represent the highest aggregate return among all programs. Adult and Continuing Education, the largest program with 112 graduates, leads to median earnings of $36,776, reflecting the university's focus on education and human services fields. Artificial Intelligence stands out as the highest-earning program at $56,415 median income, though with only 24 graduates it represents a smaller but growing technical focus.
What makes UNA's return profile compelling is the relationship between earnings and debt. With graduates typically borrowing $22,077 in federal loans and achieving a 0% default rate, the university demonstrates that even modest earnings can support successful debt repayment when costs are kept reasonable. This combination of affordable access and manageable financial outcomes creates a sustainable pathway for students seeking career advancement without excessive financial risk.
The University of North Alabama excels at affordability, ranking in the top 20% nationally for keeping net prices manageable across all income levels. Low-income students pay just $8,309 per year, well below typical public university costs, while middle-income families see annual expenses around $11,901. Even high-income families pay only $14,273 annually, making UNA accessible to a broad range of economic backgrounds.
Debt levels remain very reasonable for most students. Typical graduates leave with about $22,077 in federal student loan debt, and Parent PLUS borrowing averages $16,168 for families who choose this option. The university's 0% federal loan default rate demonstrates that graduates can successfully manage these debt levels, even with the more modest earnings typical of regional institutions. This combination of low upfront costs and manageable borrowing creates a sustainable financial model for degree completion.
UNA's affordability strength lies in its transparent, predictable pricing structure that allows families to plan effectively throughout a student's college career. The university's focus on keeping costs low rather than maximizing revenue creates genuine accessibility for working-class and middle-class families who need higher education to remain financially viable.
University Of North Alabama Hub Overview
Executive summary with admissions, cost, outcomes, and program analysis
