Cost & financial aid brief
University of North Carolina at Greensboro Tuition, Costs & Financial Aid
How much does University of North Carolina at Greensboro cost after financial aid?
Aid covers about 49% of the published cost for the average aid recipient, making the school's aid pattern most favorable at the lower end of the listed income range. The published cost of $21,373 and average net price of $10,965 leave an average aid offset of $10,408.
Across the income bands, average net prices are $7,305, $8,082, $11,605, $16,979, and $19,580 from lowest to highest income. The $12,275 range between the ends shows aid concentrated more heavily toward lower-income recipients, rather than a uniform discount from the sticker price.
For aid recipients, the price remaining after grants varies sharply by family-income band at University of North Carolina at Greensboro. The published cost of attendance is $21,373, and the average net price, what aid recipients pay after grants and scholarships, is $7,305 in the lowest family-income band.
The lower-middle band averages $8,082, the middle band $11,605, the upper-middle band $16,979, and the highest band $19,580. The spread between the lowest and highest bands is $12,275.
Azimuth ranks the public university #219 for affordability among nonprofit four-year institutions. Aid offsets a substantial share of the published cost for the average recipient.
Aid covers about 49% of the published cost for the average aid recipient, an average savings of $10,408, leaving an average net price of $10,965 across all aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $15,634; the university’s average net price is $4,669 below it.
Published in-state tuition is $7,661, and out-of-state tuition is $24,012. Aid coverage and a below-peer average net price point in the same direction.
Federal borrowing is common among undergraduates, and completing borrowers carry debt above the comparable-school median. Median federal student loan debt at completion is $22,858, which is $2,782 above the peer median of $20,076 at comparable institutions (same type and size).
84.4% of federal aid recipients borrow federal loans, and that debt corresponds to an estimated payment of $260 a month if repaid over ten years. Parent PLUS borrowers have median borrowing of $14,638.
Student loans: what does repayment look like?
Federal borrowing reaches 84.4% of federal aid recipients at University of North Carolina at Greensboro, so loan amounts are central to the cost picture. Among borrowers who complete, median federal student loan debt is $22,858 at completion.
The peer median, the middle value for comparable institutions (same type and size), is $20,076, leaving the university $2,782 above it. For the separate parent-borrower population, median Parent PLUS borrowing is $14,638.
Four years after completing a degree, the median for federally aided graduates of University of North Carolina at Greensboro who are working and not enrolled is $51,594. Among nonprofit four-year institutions, that figure falls at the 22nd percentile.
Graduates earn about $5,230 less than expects for similar students. That result is at the 36th percentile among nonprofit four-year institutions.
Earnings scenarios, estimated from the program mix, run from $42,326 on the downside to $66,845 on the upside. The typical estimate is $51,594.
Completers who borrowed hold a median of $22,858 in federal student loans. That amount is $2,782 above the median for comparable institutions (same type and size).
If repaid over ten years, that debt corresponds to an estimated payment of $260 a month.
For the separate parent-borrower population, median Parent PLUS borrowing is $14,638. The median federal debt corresponds to an estimated payment of $260 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $14,638
- Estimated parent payment
- $186/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 11.0% | High pressure |
| $100,000 | 4.9% | Safe |
| $150,000 | 2.3% | Safe |
| $200,000 | 1.5% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $22,858
- Institution Parent PLUS debt
- $14,638
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $260/mo
- Estimated Parent PLUS payment · monthly
- $186/mo
- Modeled student + parent payments
- $446/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,594, with a $23,940 annual allowance for basic expenses:
11.3% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.