University of North Florida's published cost of attendance reaches $20,229 per year, including $6,389 in-state tuition, $10,910 for room and board, and $1,200 for books and supplies. Out-of-state students face $20,793 tuition, significantly increasing total costs.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $20,229 |
| Tuition and Fees | $20,793 |
| Room and Board | $10,910 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$9,876 |
| Average Net Price (What Families Pay) | $10,353 |
| Family Income | Net Price |
|---|---|
| $0–30k | $6,465 |
| $30–48k | $7,759 |
| $48–75k | $11,120 |
| $75–110k | $15,886 |
| $110k+ | $17,447 |
University of North Florida's published cost of attendance reaches $20,229 per year, including $6,389 in-state tuition, $10,910 for room and board, and $1,200 for books and supplies. Out-of-state students face $20,793 tuition, significantly increasing total costs. However, the average student pays just $10,353 after financial aid, representing savings of $9,876 from the sticker price. Net costs vary dramatically by family income, ranging from $6,465 for families earning under $30,000 to $17,447 for those earning over $110,000.
At $10,353 average net price, University of North Florida costs $5,237 less than the peer median of $15,590, demonstrating exceptional affordability within its competitive set. The institution's financial aid effectiveness places it in the 91st percentile nationally for affordability, indicating top-tier value proposition. This cost structure makes University of North Florida accessible to students across income levels while maintaining significantly lower debt burden than peer institutions.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of North Florida graduates carry median debt of $15,531, placing the institution in the 84th percentile nationally for low debt burden. Student debt ranges from $5,500 at the 25th percentile to $21,423 at the 75th percentile, indicating controlled borrowing across the student population.
Compared to peer institutions with median debt of $20,000, University of North Florida graduates borrow $4,469 less on average. The debt-to-earnings ratio of 0.28 indicates sustainable borrowing levels relative to post-graduation income. With median earnings of $56,343, graduates can reasonably manage their debt obligations without financial strain.
Parent PLUS debt averages $13,278 with monthly payments of $175, representing manageable family obligations. The combination of lower debt levels and solid earnings creates favorable conditions for post-graduation financial stability.
How cost compares to graduate earnings and value added.
University of North Florida delivers strong return on educational investment through the combination of controlled costs and solid earnings outcomes. Graduates earn $7,745 beyond expectations relative to similar students, ranking in the 81st percentile nationally for value creation.
With median earnings of $56,343 and debt of $15,531, the institution provides favorable conditions for long-term financial success. The debt-to-earnings ratio of 0.28 falls within sustainable levels, enabling graduates to manage obligations while building wealth. Net prices averaging $5,237 below peer institutions create immediate value that compounds over time.
While graduate earnings of $56,343 trail the peer median of $60,543 by $4,200, the significantly lower debt burden more than compensates for this difference. Students receive solid middle-class earning potential with exceptional affordability, creating net positive value compared to higher-cost alternatives with marginally better earnings outcomes.
University of North Florida demonstrates exceptional financial aid effectiveness through comprehensive need-based support. The $9,876 average savings from sticker price indicates robust aid packaging that makes education affordable across income levels.
With 30.8% Pell-eligible enrollment, the institution successfully attracts and supports lower-income students despite maintaining academic selectivity. The progressive cost structure, where lowest-income families pay less than half of what highest-income families pay, reflects intentional aid policies designed to promote access. Net prices significantly below peer medians across all income levels indicate the institution prioritizes affordability as a strategic advantage.
Parent PLUS loans average $13,278 with $175 monthly payments, providing manageable financing options for families requiring additional support. This financial aid profile positions University of North Florida as exceptionally accessible within the public university landscape while maintaining the resources necessary for quality education.
