University of Oklahoma's published cost of attendance is $28,833 per year, including $9,595 in-state tuition ($26,665 out-of-state), $13,310 for room and board, and $800 for books and supplies. However, the average student pays just $17,413 after financial aid, representing savings of $11,420 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,833 |
| Tuition and Fees | $26,665 |
| Room and Board | $13,310 |
| Books and Supplies | $800 |
| Average Financial Aid (Grants and Scholarships) | -$11,420 |
| Average Net Price (What Families Pay) | $17,413 |
| Family Income | Net Price |
|---|---|
| $0–30k | $12,555 |
| $30–48k | $13,730 |
| $48–75k | $17,551 |
| $75–110k | $21,593 |
| $110k+ | $23,842 |
University of Oklahoma's published cost of attendance is $28,833 per year, including $9,595 in-state tuition ($26,665 out-of-state), $13,310 for room and board, and $800 for books and supplies. However, the average student pays just $17,413 after financial aid, representing savings of $11,420 from the sticker price. This net price falls $1,823 below the peer median of $15,590, indicating University of Oklahoma provides competitive value relative to similar institutions.
The financial aid system significantly reduces costs for most families, with net prices varying substantially by income level. Out-of-state students face higher tuition costs, though financial aid helps offset some of the premium. The university's location in Norman, Oklahoma contributes to relatively moderate living costs compared to institutions in major metropolitan areas.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Oklahoma graduates carry a median debt of $20,654, slightly above the peer median of $20,000 but within typical ranges for public universities. Student debt spans from $6,750 at the 25th percentile to $25,583 at the 75th percentile, indicating varied borrowing patterns across the student body.
The debt level ranks at the 65th percentile nationally, placing it in the above-average tier for debt burden. With median earnings of $63,126, the debt-to-earnings ratio of 0.33 indicates manageable repayment obligations.
Parent PLUS borrowers carry a median debt of $27,028 with monthly payments of $356, representing additional family borrowing beyond student loans. The combination of moderate debt levels with strong earnings outcomes creates favorable conditions for post-graduation financial stability.
How cost compares to graduate earnings and value added.
University of Oklahoma delivers solid return on educational investment through the combination of moderate costs and strong earnings outcomes. Graduates earn $63,126 with debt of $20,654, creating a favorable 0.33 debt-to-earnings ratio that supports financial stability.
While earnings fall $3,763 below expectations relative to student demographics, the absolute earnings level of $63,126 ranks at the 78th percentile nationally and exceeds the peer median by $2,583. The university's return index ranks at the 83.7th percentile, indicating well above average performance on return measures.
Net costs of $17,413 remain $1,823 below peer institutions, enhancing the value proposition. The combination of accessible admission, controlled costs, and strong absolute earnings makes University of Oklahoma a sound educational investment for students seeking quality public education.
University of Oklahoma's financial aid approach reflects its commitment to serving diverse economic backgrounds, with 23.8% Pell-eligible enrollment indicating significant lower-income student access. The $11,420 average financial aid savings reduces the cost burden substantially for most families.
The progressive net price structure shows aid targeting toward lower-income students, with families earning under $30,000 paying less than half the amount of highest-income families. This aid distribution pattern supports the university's role in providing educational access across income levels.
The relatively modest net price of $17,413 compared to peer institutions suggests University of Oklahoma prioritizes affordability alongside educational quality. Students from middle and lower-income backgrounds benefit most from the financial aid structure, while higher-income families pay closer to full costs.
