Cost & financial aid brief
University of Puerto Rico at Cayey Tuition, Costs & Financial Aid
How much does University of Puerto Rico at Cayey cost after financial aid?
Aid covers about 36% of the published cost for the average aid recipient, a discount that keeps net prices low across the income scale. The pattern is one of compressed costs: the lowest-income band averages $9,495, while the highest averages $13,433, a difference of $3,938.
The result is that net prices remain relatively close across the income bands. The sticker-to-net gap of $5,733 is an average across all aid recipients, not a guarantee for any particular family.
The published cost of attendance is $15,909. Azimuth ranks University of Puerto Rico at Cayey #24 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $9,495, for those earning $48,001 to $75,000 it is $11,897, and for those earning over $110,000 it is $13,433. The spread between the lowest and highest bands is $3,938.
The average aid recipient sees $5,733 in savings against the published cost. In-state tuition and fees are $5,354.
The average net price across all aid recipients is $10,176, which is $3,892 below the $14,068 median for comparable institutions (same type and size). Borrowers who finish carry a median of $5,000 in federal student loans.
That is $16,229 below the peer median of $21,229. Only 2.2% of federal aid recipients take federal loans.
If repaid over ten years, that debt corresponds to an estimated payment of $57 a month. It estimates a monthly payment based on your own borrowing scenario.
Student loans: what does repayment look like?
Federal-loan borrowers who complete a degree at University of Puerto Rico at Cayey leave with a median of $5,000 in federal student debt. 2.2% of federal aid recipients take federal loans.
That median is $16,229 below the $21,229 median for comparable institutions (same type and size). If repaid over ten years, the debt corresponds to an estimated payment of $57 a month.
Four years after completion, federally aided graduates of University of Puerto Rico at Cayey who are working and not enrolled earn a median of $32,963. That figure is $24,338 below the $57,301 median for comparable institutions (same type and size), and sits at the 2nd percentile among nonprofit four-year institutions.
Graduates earn about $3,147 less than expects for similar students, a result at the 43rd percentile. Earnings scenarios, estimated from the program mix, range from $24,433 on the downside to $44,795 on the upside, with a typical scenario of $32,963.
Borrowers who complete carry a median of $5,000 in federal loans, $16,229 below the peer median, with an estimated monthly payment of $57.
For borrowers with median federal student debt, that debt corresponds to an estimated payment of $57 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Student loans: the monthly payment
Financial GPS
What does repayment look like?
- Institution median student debt
- $5,000
- Institution Parent PLUS debt
- No federal loan data
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $57/mo
- Estimated Parent PLUS payment · monthly
- No federal loan data
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $32,963, with a $22,590 annual allowance for basic expenses:
6.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.