University of Wisconsin–Oshkosh's published cost of attendance is $19,652, but need-based aid reshapes that figure across income levels. Low-income families pay approximately $9,236, while middle-income families see net prices around $11,601, and higher-income families pay approximately $19,223.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $19,652 |
| Tuition and Fees | $16,446 |
| Room and Board | $9,410 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$5,347 |
| Average Net Price (What Families Pay) | $14,305 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,236 |
| $30–48k | $9,654 |
| $48–75k | $11,601 |
| $75–110k | $16,853 |
| $110k+ | $19,223 |
University of Wisconsin–Oshkosh's published cost of attendance is $19,652, but need-based aid reshapes that figure across income levels. Low-income families pay approximately $9,236, while middle-income families see net prices around $11,601, and higher-income families pay approximately $19,223. Azimuth ranks University of Wisconsin-Oshkosh #302 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. The university's public tuition structure and need-based aid reach make it accessible to a broad range of students. Families apply for aid using the FAFSA, and UW–Oshkosh participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. The combination of modest sticker price and institutional aid support keeps net prices manageable for low- and middle-income families relative to many peer institutions. Median federal student loan debt at graduation is $21,500, and families using Parent PLUS borrow a median of $13,500; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $59,730, median federal debt of $21,500 projects to a monthly payment of about $243 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of University of Wisconsin-Oshkosh earn median 4-year earnings of $59,730, placing the institution in the 45.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $3,416 less than similar students at comparable institutions, placing University of Wisconsin-Oshkosh in the 43.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Wisconsin-Oshkosh #763 for return on investment among nonprofit four-year institutions. The earnings pattern reflects University of Wisconsin-Oshkosh's concentration in health-related fields. Nursing is the largest program with 290 graduates earning median 4-year earnings of $77,490, performing at 0.9x the national benchmark for the field. The Teacher Education program graduates 111 students with median earnings of $45,902, and Business Administration produces 91 graduates with median 4-year earnings of $79,228. Psychology, General and Finance round out the top programs, with 85 and 79 graduates respectively earning $51,721 and $79,927. These outcomes reflect the institution's focus on fields with stable career pathways in Wisconsin's regional labor market.
