Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Waco, TX
When students choose between Abilene Christian University and Baylor University, they're comparing two very different approaches to private Christian education in Texas. Both schools emphasize business programs and share denominational roots, but one serves predominantly middle-class students while the other transforms outcomes for working-class families.
The earnings premium data reveals which institution delivers more value relative to its student population and cost structure.
Median Student Debt at Graduation
$24,250
federal loans
$23,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$50,786
borrowed by parents
Both universities are predominantly business-focused, with ACU graduating 27% of students in business fields and Baylor at 32%. ACU's largest programs include Sports and Kinesiology (72 graduates), Finance (71), and Nursing (67).
Baylor's top programs include Nursing (281 graduates), Biology (229), and Accounting (186). The program mix is remarkably similar despite the schools' different scales — Baylor enrolls over three times as many students as ACU.
For students prioritizing institutional value and serving diverse populations, ACU delivers exceptional results relative to its mission and student demographics. Baylor offers higher raw earnings and stronger completion rates, making it the better choice for students who can afford the premium without excessive family borrowing and prioritize the larger research university experience.
The data points to ACU as the stronger value story — transforming outcomes for students predicted to earn much less while keeping costs manageable. The right choice depends on your family's financial capacity, career goals, and whether you value institutional mission alignment over raw prestige metrics.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
