Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Notre Dame, IN
When students choose between Abilene Christian University and Holy Cross College, they're comparing two faith-based institutions that take strikingly different approaches to student success. Both are private Christian colleges, but ACU in Texas dramatically outperforms earnings predictions while Holy Cross in Indiana falls short.
The difference isn't just in raw outcomes — it's in how effectively each school transforms its students' economic prospects despite serving very different populations.
Median Student Debt at Graduation
$24,250
federal loans
$24,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$20,053
borrowed by parents
Abilene Christian University is predominantly business-focused, with 27% of graduates earning degrees in business fields. Holy Cross College concentrates even more heavily in business, with 42% of graduates in this area.
ACU's largest programs include Sports and Kinesiology (72 graduates annually), Finance (71), and Nursing (67). Holy Cross's top programs include General Business (38), Psychology (19), and Communications (15).
Both institutions emphasize practical, career-oriented programs, though ACU offers greater program diversity including engineering and health sciences that typically command higher salaries.
For students prioritizing career outcomes and financial success, Abilene Christian University delivers substantially better value despite higher upfront costs. ACU transforms student economic prospects more effectively while serving twice as many low-income students — a remarkable institutional achievement.
Holy Cross College offers a smaller, more intimate environment in Indiana's college town atmosphere, making it the better choice for students who value that setting and can accept lower completion rates and earnings. The data points decisively to ACU as the stronger investment — better graduation rates, higher earnings, and earnings that exceed demographic predictions by nearly $19,000.
Unless you specifically need Holy Cross's Indiana location or prefer its smaller scale, ACU represents the superior educational and financial choice.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
