Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Monmouth, IL
When students choose between Abilene Christian University and Monmouth College, they're comparing two private institutions with fundamentally different track records of delivering value. Both schools focus on business programs and graduate students at similar rates around 60%.
But the earnings data reveals a stark difference in institutional effectiveness: ACU graduates earn $18,627 beyond demographic predictions while Monmouth graduates fall short of expectations despite charging $5,320/year more. This isn't about raw outcomes — it's about which institution better serves its students.
Median Student Debt at Graduation
$24,250
federal loans
$27,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$27,185
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields, followed by significant programs in sports/kinesiology, nursing, and finance. Monmouth has a similar business emphasis at 24%, but with stronger liberal arts components including economics, psychology, and communications.
ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67). Monmouth's top programs center on Business Administration (43 graduates) and Sports/Kinesiology (23).
These program mixes suggest similar career preparation, making the earnings premium differences particularly telling.
For students prioritizing institutional effectiveness and financial value, ACU delivers superior outcomes at $5,320/year less cost. The earnings premium data shows ACU transforms student potential more effectively than Monmouth, achieving $18,627 in earnings beyond demographic predictions while Monmouth falls short.
Monmouth offers a small liberal arts college experience in Illinois for students who value that environment and can manage the higher cost without strong financial returns. The data points decisively to ACU as the stronger value proposition — graduates earn more, pay less, and achieve better economic outcomes.
Unless location or specific program preferences strongly favor Illinois, ACU represents the more prudent choice for career and financial success.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
