Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Charlotte, NC
When students choose between Abilene Christian University and Queens University of Charlotte, they're comparing two private universities with similar debt loads but fundamentally different outcomes. Both schools require roughly $50,000 in total borrowing.
The difference lies in institutional effectiveness: ACU delivers $18,627 in earnings beyond demographic predictions, while Queens underperforms by $7,129. This 39-percentile gap reveals which institution better serves its students despite geographic and programmatic differences.
Median Student Debt at Graduation
$24,250
federal loans
$25,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$22,545
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. Queens emphasizes health sciences, though specific program percentages vary.
ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67). Queens concentrates heavily on Nursing (118 graduates), Business Administration (42), and Health Sciences (23).
These different program mixes influence career trajectories, yet ACU's business and health programs consistently outperform earnings expectations while Queens' health-focused programs lag predictions.
For students prioritizing institutional effectiveness and educational value, ACU demonstrates superior ability to elevate student outcomes despite serving a more challenging population. Queens offers slightly higher raw earnings and completion rates in Charlotte's growing job market, making it appealing for students who prioritize location and can manage the higher cost.
The data points to ACU as the stronger educational investment — it costs $15,072/year less and delivers comparable career outcomes while serving students predicted to earn substantially less. ACU's track record of beating expectations makes it the clear choice for value-conscious families seeking proven results.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
