Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Brooklyn, NY
When students choose between Abilene Christian University and St. Francis College, they're comparing two private institutions that serve fundamentally different purposes.
ACU in Texas focuses on business and health programs for a predominantly low-income student body. St.
Francis in Brooklyn emphasizes health sciences and business for a more economically diverse population. The data reveals that ACU achieves remarkable outcomes despite serving students predicted to earn significantly less.
Median Student Debt at Graduation
$24,250
federal loans
$23,250
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$26,794
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. St.
Francis has a more health-oriented mix, with nursing and health sciences driving much of its program portfolio. ACU's largest programs include Sports/Kinesiology (72 graduates annually), Finance (71), and Nursing (67).
St. Francis concentrates on Business Administration (81 graduates) and Nursing (67).
These program differences partially explain the earnings patterns, though both schools feed graduates into professional career tracks.
For students prioritizing financial value and institutional effectiveness, ACU delivers stronger outcomes at $8,900/year less than St. Francis.
ACU demonstrates remarkable ability to elevate student outcomes despite serving a more economically disadvantaged population — a sign of genuine educational value creation. St.
Francis offers Brooklyn location access and slightly higher raw earnings, making it the better choice for students who value urban opportunities and can manage the higher cost without excessive borrowing. The data points to ACU as the stronger financial value, but the right choice depends on your geographic preferences, program interests, and family financial circumstances.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
