Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Houston, TX
When students choose between Abilene Christian University and University of St. Thomas, they're comparing two Texas private universities with similar missions but different effectiveness levels.
Both focus on business programs and serve medium-sized student bodies, but ACU achieves remarkable outcomes while serving a more economically disadvantaged population. The data reveals that ACU graduates earn nearly the same as St.
Thomas graduates despite predictions they'd earn far less — a sign of exceptional institutional impact.
Median Student Debt at Graduation
$24,250
federal loans
$19,928
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$15,350
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. St.
Thomas has a similar concentration at 21% business, though with stronger liberal arts representation. ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67).
St. Thomas emphasizes Liberal Arts and Sciences (77 graduates), Nursing (58), and Psychology (37).
Both institutions prepare students for similar career paths, making the outcomes comparison particularly meaningful for measuring institutional effectiveness.
For students prioritizing institutional effectiveness and proven outcomes transformation, ACU delivers exceptional value despite higher debt burdens. The school achieves remarkable results with students predicted to earn far less, demonstrating genuine educational impact.
St. Thomas offers higher raw earnings, lower debt, and better affordability metrics — making it the better choice for students who can manage the higher net price and prefer the Houston location.
The data points to ACU as the stronger institutional performer, but St. Thomas provides a more comfortable financial experience.
If you're drawn to schools that genuinely transform student outcomes regardless of background, ACU stands out as extraordinary.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
