Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & San Antonio, TX
When students choose between Abilene Christian University and University of the Incarnate Word, they're comparing two Texas private universities that produce remarkably similar earnings outcomes. Both schools feed graduates into the same state job market with median earnings around $56,000.
But ACU achieves these results while serving 60% Pell grant recipients compared to UIW's 43% — a sign of stronger institutional effectiveness. The data reveals a clear winner in value delivery.
Median Student Debt at Graduation
$24,250
federal loans
$27,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$25,775
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. UIW shows an even stronger business concentration at 36% of graduates.
ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67), reflecting its diverse professional focus. UIW concentrates heavily on Business Administration (206 graduates), Nursing (91), and Biology (79).
This business-heavy program mix at both schools explains their similar career trajectories and earnings outcomes.
For students prioritizing proven institutional effectiveness and affordability, ACU delivers comparable career outcomes at $7,784/year less while serving a more challenging student population. UIW offers a San Antonio location and slightly stronger business program concentration, making it worth considering for students who value urban access and can manage the higher cost without excessive borrowing.
The data points to ACU as the stronger financial value — but the right choice depends on your career goals, location preferences, and family financial capacity. If cost is a major concern, ACU provides the better return on educational investment.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
