Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Tifton, GA & Nacogdoches, TX
When students choose between Abraham Baldwin Agricultural College and Stephen F Austin State University, they're comparing two public institutions with similar affordability concerns but fundamentally different career trajectories. ABAC specializes in agriculture and related fields in rural Georgia, while SFA offers a broader program mix centered on business and interdisciplinary studies in East Texas.
Both schools present payment burden challenges for graduates, but the earnings data reveals a significant difference in long-term outcomes.
Median Student Debt at Graduation
$16,750
federal loans
$23,409
federal loans
Median Parent PLUS Loans
$9,604
borrowed by parents
$18,080
borrowed by parents
ABAC is predominantly agriculture-focused, with its largest program graduating 97 students in Agricultural/Animal/Plant/Veterinary Science fields annually. Other strong programs include Biology (40 graduates), Business (37), and Teacher Education (35).
SFA has a more diversified approach: business represents 20% of graduates, with the largest programs being Multi/Interdisciplinary Studies (291 graduates), Sports/Kinesiology (146), and Registered Nursing (119). This program composition directly influences the earnings trajectories students can expect after graduation.
For students who can successfully complete their degrees, SFA delivers substantially higher earnings ($14,638 more) that help offset its higher costs and debt burden. ABAC offers specialized agricultural training at a lower upfront price but with concerning completion rates and below-expected earnings outcomes.
The data points to SFA as the stronger financial choice for students confident in their ability to graduate and enter business or professional fields. However, ABAC remains the logical choice for students specifically committed to agricultural careers or those prioritizing the lowest possible debt levels.
Success at either institution depends critically on program completion — a challenge both schools face.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
