Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Winston-Salem, NC & Raleigh, NC
When students choose between Carolina University in Winston-Salem and Saint Augustine's University in Raleigh, they're comparing two small private institutions with distinct missions. Both serve North Carolina students at similar price points around $18,000 per year.
The data reveals a modest earnings advantage for Saint Augustine's graduates, but both schools present affordability challenges that families need to consider carefully. The choice often comes down to program focus and career path alignment.
Median Student Debt at Graduation
$20,287
federal loans
$29,669
federal loans
Median Parent PLUS Loans
$11,554
borrowed by parents
$17,000
borrowed by parents
Carolina University is predominantly theology-focused, with Bible/Biblical Studies as its largest program graduating 25 students annually, followed by Theological and Ministerial Studies with 15 graduates. The program mix includes 19% Business and 11% Education beyond its religious studies core.
Saint Augustine's University emphasizes business programs, with 20% of graduates earning business degrees. Its largest programs include Business Administration (20 graduates), Criminal Justice (19), and Sports/Kinesiology (16).
This program composition helps explain the different career trajectories and earning potential.
For students prioritizing debt management, Carolina University offers lower total borrowing despite similar net prices. Saint Augustine's University provides modestly higher earnings potential and a broader program mix beyond religious studies.
Both schools present significant affordability challenges with high payment burdens and concerning graduation rates. The data suggests neither school offers strong financial value in traditional terms, but they serve specific populations and missions.
Carolina University works better for ministry-focused students who can minimize debt, while Saint Augustine's suits students seeking business or criminal justice programs who can navigate the higher debt burden.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
