Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Kenosha, WI & Hampton, VA
When students choose between Hampton University and Carthage College, families face a difficult financial calculation. Both private institutions emphasize business programs and produce graduates earning in the upper $50,000s at the median.
But Hampton costs $7,332/year more, and the hidden burden falls heavily on parents. The comparison reveals how institutional prestige can translate to significant family debt — and whether the outcomes justify the investment.
Median Student Debt at Graduation
$26,000
federal loans
$25,442
federal loans
Median Parent PLUS Loans
$42,940
borrowed by parents
$74,299
borrowed by parents
Both schools concentrate on business programs: Hampton is 24% Business-focused with 5% Social Sciences, while Carthage has a slightly higher concentration at 28% Business plus 9% Arts and 9% Education. Hampton's largest programs include Business Administration (108 graduates), Psychology (91), and Biology (75).
Carthage emphasizes Business Administration (70), Marketing (65), and Finance (44). This similar program focus helps explain why career outcomes are comparable despite the cost difference.
For families prioritizing financial value, Carthage delivers comparable career outcomes with significantly less family debt burden. Hampton offers stronger institutional effectiveness with a more diverse student body and $2,209 higher median earnings — making it worthwhile for families who value that mission and can manage the extra $31,359 in parent borrowing.
The data points to Carthage as the stronger financial value, but Hampton serves an important access mission. If parent debt is a concern, Carthage is the clear choice.
If family resources allow and you value Hampton's specific strengths, the premium may be justified for your situation.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
