Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Florence, SC & Princess Anne, MD
When students choose between University of Maryland Eastern Shore and Francis Marion University, they're comparing two public institutions with similar affordability challenges but different student populations. UMES serves 53% Pell grant recipients compared to Francis Marion's 39%, yet both deliver comparable career outcomes.
The data reveals that UMES achieves slightly higher earnings while serving students predicted to earn less based on demographics — a sign of institutional effectiveness in supporting underrepresented populations.
Median Student Debt at Graduation
$27,000
federal loans
$27,000
federal loans
Median Parent PLUS Loans
$17,787
borrowed by parents
$24,886
borrowed by parents
UMES is predominantly Business-focused, with 17% of graduates earning degrees in business fields and 9% in social sciences. The largest programs include Criminal Justice (68 graduates), Sociology (47), and Biology (46).
Francis Marion emphasizes Health programs, with a more balanced mix: 19% Business, 9% Education, and 6% Social Sciences. Their top programs include Health and Medical Administrative Services (69 graduates) and Registered Nursing (64).
These different program concentrations reflect each institution's distinct mission and regional workforce needs.
For students prioritizing access and institutional support for underrepresented populations, UMES demonstrates stronger effectiveness in helping low-income students achieve career success. Francis Marion offers slightly lower costs and better completion rates, making it the better choice for students focused on minimizing debt and maximizing graduation likelihood.
The data points to comparable value propositions — both schools face affordability challenges but serve their respective missions effectively. If you're from a low-income background and value an institution with experience supporting similar students, UMES may provide better long-term outcomes despite higher costs.
If minimizing debt is paramount, Francis Marion offers the more conservative financial choice.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
