Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Atlanta, GA & El Paso, TX
When students choose between Georgia State University and The University of Texas at El Paso, they're comparing two large public universities with surprisingly different value propositions. Both serve diverse student populations and offer comprehensive academic programs, but the financial picture strongly favors UTEP.
The Texas school costs significantly less while delivering higher graduate earnings — a rare combination that makes this comparison particularly clear-cut for value-conscious families.
Median Student Debt at Graduation
$20,903
federal loans
$18,000
federal loans
Median Parent PLUS Loans
$14,837
borrowed by parents
$11,916
borrowed by parents
Georgia State is predominantly business-focused, with 21% of graduates earning degrees in business fields, followed by 10% in social sciences and 7% in arts. The largest programs include Psychology (482 graduates), Biology (328), and Computer Science (263).
UTEP has a more balanced mix with 17% business and 14% engineering. UTEP's top programs include Nursing (347 graduates), Criminal Justice (283), and Biology (268).
Both schools offer comprehensive program arrays, though Georgia State leans more heavily toward business while UTEP shows stronger engineering representation.
For students prioritizing financial value, UTEP delivers both lower costs and higher earnings — a combination that's hard to argue against. Georgia State offers proximity to Atlanta's job market and stronger institutional effectiveness metrics, making it worthwhile for students who specifically want Georgia connections and can manage the higher cost burden.
The data points strongly to UTEP as the superior financial choice, offering $5,205/year in savings plus $3,539/year in additional earnings potential. Unless Georgia's specific location or programs are critical to your goals, UTEP provides the clearer path to financial success with manageable debt levels and strong career outcomes.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
