Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Searcy, AR & Tulsa, OK
When students choose between Harding University and Oral Roberts University, they're comparing two Christian universities with similar missions but different track records. Both schools emphasize faith-based education and business programs, but the data reveals a critical difference: completion rates.
Harding graduates 71% of its students while Oral Roberts graduates just 54%. For families investing in a four-year degree, that completion gap represents the most important financial risk to consider.
Median Student Debt at Graduation
$26,500
federal loans
$27,000
federal loans
Median Parent PLUS Loans
$27,785
borrowed by parents
$28,450
borrowed by parents
Both universities concentrate on business programs, with Harding awarding 20% of degrees in business fields and Oral Roberts at 25%. Harding emphasizes education programs as its second strength (13% of graduates), with top programs including Teacher Education (65 graduates), Accounting (61), and Nursing (51).
Oral Roberts balances business with Theological Studies (59 graduates), Nursing (48), and Sports/Kinesiology (43). These program mixes reflect each institution's mission: Harding preparing educators and professionals, Oral Roberts focusing on ministry and business leadership.
For students prioritizing completion likelihood and career outcomes, Harding delivers better results despite its higher cost. The 17-point graduation rate advantage means significantly more students actually receive their degrees and enter professional careers.
Oral Roberts offers a more affordable entry point and strong ministry programs, making it the better choice for students confident in their ability to persist and drawn to its specific theological focus. The data points to Harding as the stronger financial value for most families, but the right choice depends on your priorities, program interests, and confidence in completing your degree program.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.