Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Philadelphia, PA & Chicago, IL
When students choose between Saint Xavier University in Chicago and Holy Family University in Philadelphia, they're comparing two private universities with remarkably similar profiles but different regional contexts. Both offer mid-sized education at nearly identical net prices, serve substantial populations of first-generation and low-income students, and maintain broad access admission policies.
The key differences lie in program emphasis and the regional job markets they serve.
Median Student Debt at Graduation
$25,125
federal loans
$22,223
federal loans
Median Parent PLUS Loans
$20,500
borrowed by parents
$20,742
borrowed by parents
Saint Xavier is predominantly business-focused, with 26% of graduates earning degrees in business fields, complemented by strong nursing and psychology programs. The largest programs include Registered Nursing (144 graduates), Psychology (72), and Business/Commerce (61).
Holy Family emphasizes health sciences, with Registered Nursing leading at 237 graduates annually, followed by Psychology (37) and Business Administration (35). This program mix difference helps explain the modest earnings gap between institutions — health fields typically command higher starting salaries than business roles.
For students prioritizing business education in Chicago's job market, Saint Xavier delivers strong value at $12,093/year with solid alumni networks in the region. Holy Family offers comparable value for students drawn to health sciences careers in Philadelphia's medical corridor.
Neither school holds a clear financial advantage — both serve first-generation college students effectively and produce graduates who earn above demographic expectations. The right choice depends on your program interests, geographic preferences, and career goals.
If you're torn between business and health fields, let program strength and location guide your decision rather than the modest cost or earnings differences.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
