Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Washington, DC & Baltimore, MD
When students choose between Howard University and Loyola University Maryland, they're comparing institutions with different missions and outcomes. Howard serves as a historically Black university in Washington DC, enrolling 41% Pell grant recipients and emphasizing accessibility.
Loyola operates as a selective Catholic institution in Baltimore, serving primarily middle and upper-income students. Both focus on business programs, but the earnings gap between graduates reveals different career trajectories.
Median Student Debt at Graduation
$24,500
federal loans
$27,000
federal loans
Median Parent PLUS Loans
$58,682
borrowed by parents
$50,344
borrowed by parents
Both universities are business-focused, but with different concentrations. Howard has a more diverse program mix: 18% Business, 13% Social Sciences, 7% Engineering.
Top programs include Biology (113 graduates), Political Science (89), and Public Relations (68). Loyola concentrates heavily on business at 38% of graduates, with fewer alternative pathways.
Loyola's largest programs include Business Administration (298 graduates), Communication (118), and Accounting (58). This concentration helps explain Loyola's higher earnings outcomes in business-oriented careers.
For students prioritizing long-term earnings and financial return, Loyola University Maryland delivers substantially higher career outcomes at a lower annual cost. Loyola graduates earn $19,586 more at the median while paying $18,286 less per year — a rare combination of lower cost and better outcomes.
Howard offers irreplaceable value for students seeking a historically Black university experience in the nation's capital, plus strong institutional support for first-generation and low-income students. The choice depends on priorities: Loyola for financial optimization, Howard for cultural fit and mission alignment.
Both paths lead to successful careers, but at different earning levels.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
