Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Boston, MA & Farmington, ME
When students choose between University of Maine at Farmington and Massachusetts College of Art and Design, they're comparing two specialized public institutions with distinctly different missions. UMF prepares teachers and liberal arts professionals in rural Maine, while MassArt trains artists and designers in Boston.
Both deliver similar earnings outcomes at the median, but MassArt costs significantly more and requires substantially higher debt levels. The decision hinges on career aspirations rather than financial advantage.
Median Student Debt at Graduation
$25,755
federal loans
$24,499
federal loans
Median Parent PLUS Loans
$37,000
borrowed by parents
$14,745
borrowed by parents
UMF is predominantly education-focused, with 35% of graduates earning degrees in Education fields and another 14% in Business. The largest program is Teacher Education (98 graduates annually), followed by Psychology and Business Administration.
MassArt has an overwhelming arts concentration: 92% of graduates earn degrees in Visual & Performing Arts. Top programs include Design and Applied Arts (154 graduates), Fine and Studio Arts (97), and Film/Video Arts (81).
These program compositions create fundamentally different career trajectories despite similar earnings outcomes.
For students pursuing teaching careers, UMF delivers the necessary preparation at $8,891/year less than MassArt with comparable long-term earnings. For students committed to arts careers, MassArt provides specialized training unavailable at UMF, making the higher cost unavoidable despite the debt burden.
The data shows similar earnings outcomes, but these schools serve different purposes — the right choice depends entirely on your career aspirations. If you're certain about teaching, UMF offers clear financial advantages.
If you're committed to professional arts training, MassArt justifies its premium through specialized programs and industry connections, though graduates face concerning debt levels.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
