Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Los Angeles, CA & Moraga, CA
When students choose between Occidental College and Saint Mary's College of California, they're comparing two small California private colleges with notably different value propositions. Both serve the Los Angeles metropolitan area, but Occidental commands premium pricing while Saint Mary's focuses on business-oriented outcomes.
The data reveals a closer contest than the price gap suggests, with graduation rates and earnings patterns creating competing narratives about institutional value.
Median Student Debt at Graduation
$23,000
federal loans
$23,691
federal loans
Median Parent PLUS Loans
$51,450
borrowed by parents
$58,000
borrowed by parents
Occidental is predominantly social sciences-focused, with 32% of graduates earning degrees in fields like Economics (80 graduates annually) and International Relations (39). This liberal arts emphasis shapes its intellectual culture and career pathways.
Saint Mary's has a more business-oriented mix: 29% Business, 10% Social Sciences, 5% Arts. Saint Mary's largest programs include Business/Commerce (174 graduates) and Liberal Arts (58).
These program concentrations help explain the different earnings trajectories and career preparation approaches at each institution.
For students prioritizing career earnings and business preparation, Saint Mary's delivers better financial outcomes at a lower net price. Occidental offers a more selective liberal arts experience with higher graduation rates, making it the better choice for students drawn to social sciences who can manage the premium cost.
The data points to Saint Mary's as the stronger financial value, particularly for business-oriented students. However, the right choice depends on your academic interests, learning environment preferences, and family financial circumstances.
If you're torn between liberal arts prestige and business outcomes, let program fit drive your decision more than price alone.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
