Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Billings, MT & Redding, CA
When students choose between Simpson University and Rocky Mountain College, they're weighing cost versus outcomes across different regions. Simpson, located in Redding, California, commands a significant price premium over Rocky Mountain College in Billings, Montana.
Both are small private institutions with broad access missions, but the financial calculations point in different directions depending on your priorities and borrowing capacity.
Median Student Debt at Graduation
$26,000
federal loans
$18,750
federal loans
Median Parent PLUS Loans
$19,971
borrowed by parents
$19,112
borrowed by parents
Simpson University is predominantly psychology-focused, with top programs including Psychology (59 graduates annually), Business Administration (45), and Nursing (35). Rocky Mountain College emphasizes business programs at 16%, with Education at 10%.
Rocky Mountain's largest programs include Biology (23 graduates), Air Transportation (22), and Sports/Kinesiology (17). This program mix difference helps explain the earnings gap, with Simpson's nursing and psychology tracks leading to different career trajectories than Rocky Mountain's aviation and education focus.
For students prioritizing long-term earnings potential, Simpson delivers notably higher outcomes at $54,340 versus Rocky Mountain's $49,036, though at a significant price premium. Rocky Mountain offers more immediate affordability and specialized programs like aviation, making it the better choice for cost-conscious families or students drawn to its unique program mix.
The data points to Simpson as delivering stronger value over time, but the right choice depends on your field of interest, borrowing capacity, and regional preferences. If you're studying psychology, nursing, or business and can manage the higher investment, Simpson offers the stronger financial trajectory.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
