Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • San Antonio, TX & Orlando, FL
When students choose between University of Central Florida and The University of Texas at San Antonio, they're comparing two large public universities with similar missions but vastly different completion outcomes. Both schools serve diverse student populations in major metropolitan areas, but UCF graduates three out of four students while UTSA graduates barely half.
The earnings data only tells part of the story — it reflects outcomes for those who actually finish.
Median Student Debt at Graduation
$20,500
federal loans
$18,190
federal loans
Median Parent PLUS Loans
$13,859
borrowed by parents
$16,036
borrowed by parents
UCF is predominantly health-focused, with strong programs in nursing, psychology, and health sciences. The largest programs include Psychology (1,216 graduates), Nursing (904), and Health Sciences (824).
UTSA concentrates on business, with 20% of graduates earning degrees in business fields. Top programs include Psychology (482 graduates), Kinesiology (355), and Business Administration (283).
These program mixes explain the similar earnings outcomes — both schools prepare students for comparable career paths.
For students prioritizing degree completion, UCF delivers dramatically better graduation outcomes at essentially the same cost and earnings potential. UTSA offers broader access with an 88% admission rate versus UCF's 40%, making it the better choice for students who might not gain admission elsewhere but are committed to finishing.
The data points to UCF as the safer investment — the 24-percentage point completion advantage far outweighs the modest cost difference. But success at either school depends more on student preparation and commitment than institutional choice.
If you can get into UCF, the completion rates strongly favor going there.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
