UTC combines accessible admission with controlled costs, ranking in the 81.6th percentile for affordability. Students earn $407 beyond expectations while maintaining debt levels below peer institutions, supporting long-term financial stability across diverse career pathways.
Around the national average, balancing moderate earnings with controlled educational costs
With well above average performance, driven by controlled net costs and manageable debt levels
With above-average enrollment of first-generation and Pell-eligible students
The institution's effectiveness in supporting economic advancement for diverse student populations
Percentile rankings vs 1,600+ peer institutions. Higher is better.
Full AnalysisOpen Access with strong affordability
The University of Tennessee-Chattanooga ranks #295 nationally in Azimuth's composite analysis, with overall performance at the 81.9th percentile. Located in Chattanooga, Tennessee, this medium-sized public university maintains an Open Access admission policy with a 77.0% acceptance rate while delivering solid post-graduation outcomes.
UTC enrolls 32.5% Pell-eligible students and 29.3% first-generation students, positioning it well above typical accessibility measures for similar institutions. Graduates earn $407 beyond expectations relative to similar students, ranking at the 57.7th percentile nationally.
Median earnings reach $51,151 ten years after enrollment, around the national average at the 44th percentile. The institution demonstrates balanced performance across key metrics, with particularly strong affordability outcomes at the 81.6th percentile.
This combination of accessible admission, controlled costs, and steady earnings growth places UTC within the Opportunity Builders quadrant.
UTC delivers solid return on investment with manageable financial risk for graduates. Students earn a median of $51,151 ten years after enrollment, representing modest but steady growth from $42,209 at the six-year mark—a 21.2% increase over four years.
Graduates achieve $407 beyond expectations compared to similar students nationally, placing the institution in the above-average tier for earnings uplift at the 57.7th percentile. Earnings span from $33,200 at the 25th percentile to $74,361 at the 75th percentile, reflecting diverse career pathways across programs.
Students seeking affordable access to engineering and business programs at a public university with manageable debt levels. Well-suited for first-generation (29.3%) and Pell-eligible students (32.5%) who want strong ROI without overwhelming selectivity barriers.
This school profile was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid. Data sourced from College Scorecard.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
Comprehensive Analysis
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This is the The University Of Tennessee-Chattanooga hub overview page. For comprehensive institutional data including detailed charts and metrics, visit the full analysis at /school/the-university-of-tennessee-chattanooga/analysis.
The University of Tennessee-Chattanooga admits 77.0% of applicants, meaning roughly 3 in 4 applicants receive offers of admission. This places UTC in the Open Access tier, indicating broad educational opportunity for Tennessee residents and out-of-state students.
The peer median admission rate of 84.6% shows UTC is somewhat more selective than typical public regional universities, but maintains accessible admission standards. This level of admission accessibility means most students with solid high school preparation can expect competitive consideration.
Students should view UTC as a realistic option rather than a reach school, allowing focus on academic fit and program quality rather than admission uncertainty. The relatively accessible admission rate enables students to concentrate on selecting the right academic program and understanding career outcomes rather than worrying about admission competitiveness.
For students building balanced college lists, UTC serves as a solid match school with predictable admission outcomes and strong regional reputation. This accessibility combined with quality academic programs makes UTC particularly attractive for first-generation and transfer students seeking supportive educational environments.
Based on federal data for students receiving aid. Actual costs may vary.
UTC's published cost of attendance reaches $23,563 annually, including $18,208 in out-of-state tuition (or $10,144 for Tennessee residents), $10,052 for room and board, and $1,400 for books and supplies. However, the average student pays just $12,817 after financial aid—a savings of $10,746 from the sticker price.
This represents a 45.6% reduction from published costs through need-based and merit aid programs. Compared to peer institutions with a median net price of $14,093, UTC costs $1,276 less annually, providing above-average affordability among similar public regional universities.
The substantial gap between sticker price and actual cost reflects UTC's commitment to accessible higher education through robust financial aid packaging. Net costs vary significantly by family income level, ranging from $8,492 for the lowest-income families to $16,862 for the highest earners—an $8,370 spread that demonstrates progressive aid targeting.
This pricing structure makes UTC particularly attractive for middle- and lower-income Tennessee families seeking quality public higher education. The controlled net costs combined with solid career outcomes support favorable return on investment calculations for most students and families.
UTC graduates demonstrate consistent earnings progression over the early-to-mid career timeline. Median earnings grow from $42,209 six years after enrollment to $47,038 at eight years and $51,151 at ten years, representing steady 21.2% growth from the six-year baseline.
These outcomes reflect data from a ten-year cohort of 3,342 graduates, providing reliable confidence in reported figures. Graduates earn $407 beyond expectations compared to students with similar demographics and institutional characteristics, ranking at the 57.7th percentile nationally for earnings uplift.
The earnings distribution spans from $33,200 at the 25th percentile to $74,361 at the 75th percentile, a 2.2:1 ratio reflecting program diversity and career path variation. Low-income graduates earn $39,500, demonstrating the institution's capacity to support economic mobility for students from disadvantaged backgrounds.
Approximately 25.5% of graduates continue to graduate or professional study, indicating balanced preparation for both workforce entry and advanced education pathways.
Peer institutions with comparable quality and outcomes:
| School | State | Accept Rate | Median Earnings | Rank | |
|---|---|---|---|---|---|
Virginia State University Similar quality tier in Southeast (#295 ranked) | VA | 89% | $45,543 | #295 | Compare |
Wichita State University Similar quality tier (#294 ranked) | KS | 95% | $51,532 | #294 | Compare |
Eastern Washington University Similar quality tier (#292 ranked) | WA | 92% | $57,897 | #292 | Compare |
Suny Buffalo State University Similar quality tier (#291 ranked) | NY | 76% | $52,334 | #291 | Compare |
University Of Wyoming Similar quality tier (#299 ranked) | WY | 97% | $56,880 | #299 | Compare |
Electrical and Electronics Engineering.
42 graduates
Chemical Engineering, Other.
23 graduates
Mechanical Engineering.
70 graduates
Computer Science.
58 graduates
Civil Engineering, General.
41 graduates
UTC offers 20 bachelor's degree programs with federal earnings data for comprehensive career outcome analysis. Business Administration and Management leads enrollment with 404 graduates earning $52,535 median and ranking #142 nationally.
Exercise Science and Kinesiology ranks #100 nationally with 191 graduates earning $41,800. Adult Health Nursing produces strong outcomes with 123 graduates earning $62,910 median but ranking #234 nationally.
Engineering programs demonstrate particularly strong performance: Civil Engineering ranks #82 nationally and #1 in Tennessee with graduates earning $77,793, while Electrical Engineering ranks #134 nationally with graduates earning $88,939. Communication and Media Studies ranks #85 nationally with 113 graduates earning $45,448 and achieving a strong 67.1 value score, indicating excellent return relative to debt levels.