Cost & financial aid brief
Albany College of Pharmacy and Health Sciences Tuition, Costs & Financial Aid
How much does Albany College of Pharmacy and Health Sciences cost after financial aid?
Aid covers about 46% of the published cost for the average aid recipient, reducing the sticker price of $54,899 by $25,017 on average. The pattern across income bands is relatively flat: the lowest band averages $22,404 and the highest averages $33,753, a difference of $11,349. That narrow spread means aid does not vary sharply with family income here.
The published cost of attendance is $54,899. Azimuth ranks Albany College of Pharmacy and Health Sciences #1,221 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $22,404, for those earning $48,001 to $75,000 it is $29,395, and for those earning over $110,000 it is $33,753. The spread between the lowest and highest bands is $11,349.
Published tuition and fees are $41,475. Aid covers about 46% of the published cost for the average aid recipient, a savings of $25,017 against the sticker price.
The across all aid recipients is $29,882, which is $7,535 above the median for comparable institutions (same type and size). Borrowers who complete a degree carry a median of $25,500 in federal student loans.
That is $500 above the median for comparable institutions. Parents who borrow hold a separate median of $39,900 in Parent PLUS loans.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $290 a month.
Student loans: what does repayment look like?
Federal-loan borrowers who complete a degree at Albany College of Pharmacy and Health Sciences leave with a median of $25,500 in federal student debt. That median is $500 above the $25,000 median for comparable institutions (same type and size).
Parents who borrow through the Parent PLUS program hold a separate median of $39,900.
Albany College of Pharmacy and Health Sciences posts a median of $113,282 four years after completion, a figure that lands in the 99th percentile among nonprofit four-year institutions. That is $57,367 above the $55,915 median for comparable institutions (same type and size).
Graduates earn about $36,341 more than expects for similar students, a result at the 99th percentile. The median federal debt at completion is $25,500, $500 above the peer median.
If repaid over ten years, that debt corresponds to an estimated payment of $290 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $39,900. For student borrowers, that debt corresponds to an estimated payment of $290 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $39,900
- Estimated parent payment
- $507/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,500
- Institution Parent PLUS debt
- $39,900
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $290/mo
- Estimated Parent PLUS payment · monthly
- $507/mo
- Modeled student + parent payments
- $797/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $113,282, with a $22,590 annual allowance for basic expenses:
3.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.