Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Bemidji State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$10K
+
Room
$10K
+
Books
$890
=
Sticker Price
$22,744
$10K+$10K+$890=$22,744
Your Family Income
Sticker
$22,744
−
Your Aid
$10,543
=
Net Price
$12,201
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Bemidji State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$22,744
Tuition and Fees
$10,237
Room and Board
$10,462
Books and Supplies
$890
Average Financial Aid (Grants and Scholarships)
-$7,483
Average Net Price (What Families Pay)
$15,261
Bemidji State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$10,073
$30–48k
$10,207
$48–75k
$12,201
$75–110k
$15,857
$110k+
$19,940
Understanding Your Aid Package
Bemidji State University has a sticker price of $22,744 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $22,744/year
Average aid: $7,483 in grants & scholarships
$48–75K families pay: ~$12,201/year
Low-income families: Pay ~$10,073/year
28% of students receive Pell Grants
Financial Aid Profile
💰
28%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
27%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$19,750
Range (25th–75th)$5,500 – $23,336
Median Parent PLUS Loans$12,173
Debt Manageability
0.33x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$53,755
Earnings Growth
+13%
6 → 10 years post-graduation
Value Added
+$-6,756
30th percentile among peers
Earnings Range (10yr post-graduation)
$37,138
25th %ile
$74,504
75th %ile
Frequently Asked Questions about Bemidji State University Cost & Financial Aid
Bemidji State University's published tuition is $22,744 per year. However, after financial aid, the average student pays $12,201—a difference of $10,543.
Families earning under $30,000 pay an average net price of $10,073 at Bemidji State University. 28% of students receive Pell Grants.
Bemidji State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Bemidji graduates is $19,750, resulting in estimated monthly payments of $209 over 10 years.
Even families earning over $110,000 pay an average net price of $19,940 at Bemidji—still $2,804 less than the sticker price. Most families qualify for some form of aid.
