Cost & financial aid brief
College of Staten Island CUNY Tuition, Costs & Financial Aid
How much does College of Staten Island CUNY cost after financial aid?
The sticker-to-net gap at College of Staten Island CUNY is $9,216, and aid covers about 62% of the published cost for the average aid recipient. The pricing structure tilts the largest discounts toward families with lower incomes.
The lowest-income band (under $30,000) averages $3,903, while the highest band (over $110,000) averages $13,444, a spread of $9,541. The middle bands step from $4,473 to $7,364 and then to $9,923, a pattern that coincides with aid concentrated on the lowest-income families.
With an affordability rank of #39 nationally, the university's net prices sit below the peer median by $8,489.
The published cost of attendance is $14,795, and the average aid recipient pays far less than that. Azimuth ranks College of Staten Island CUNY #39 for affordability among nonprofit four-year institutions.
After grants and scholarships, aid recipients from families earning under $30,000 average $3,903, those earning $48,001 to $75,000 average $7,364, and those earning over $110,000 average $13,444. The spread between the lowest and highest bands is $9,541.
Aid covers about 62% of the published cost for the average aid recipient. The average net price across all aid recipients is $5,579, which is $8,489 below the $14,068 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $14,350 in federal student loans. That is $6,879 below the peer median—the median for comparable institutions—of $21,229.
About 28.2% of federal aid recipients take a federal loan. If repaid over ten years, that median debt corresponds to an estimated payment of $163 a month.
Parents who borrow through the separate Parent PLUS program hold a median of $15,568.
Student loans: what does repayment look like?
28.2% of federal aid recipients at College of Staten Island CUNY take out federal loans. Among completers who borrowed, the median federal student debt at completion is $14,350.
Relative to comparable institutions (same type and size), that median falls below the median of $21,229 by $6,879. Parent borrowers, tracked as a distinct population, hold a median Parent PLUS loan of $15,568.
Graduates of College of Staten Island CUNY earn about $13,702 more than expects for similar students, placing that outcome in the 90th percentile among nonprofit four-year institutions. Median earnings four years after completion are $65,495, standing in the 67th percentile among nonprofit four-year institutions.
Earnings scenarios for the mix of programs offered show a typical level of $65,495, a downside case of $53,076, and an upside case of $85,794. At completion, student borrowers hold a median federal debt of $14,350, a total that falls below the median of $21,229 for comparable institutions (same type and size) by $6,879. The estimated monthly payment if repaid over ten years is $163.
Median Parent PLUS borrowing, a separate parent-borrower population, is $15,568. The estimated monthly student payment if repaid over ten years is $163.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $15,568
- Estimated parent payment
- $198/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 11.7% | High pressure |
| $100,000 | 5.2% | Safe |
| $150,000 | 2.5% | Safe |
| $200,000 | 1.6% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $14,350
- Institution Parent PLUS debt
- $15,568
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $163/mo
- Estimated Parent PLUS payment · monthly
- $198/mo
- Modeled student + parent payments
- $361/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $65,495, with a $23,940 annual allowance for basic expenses:
4.7% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.