Cost & financial aid brief
CUNY New York City College of Technology Tuition, Costs & Financial Aid
How much does CUNY New York City College of Technology cost after financial aid?
At CUNY New York City College of Technology, the average aid recipient sees about 64% of the sticker price covered by aid. Families earning under $30,000 pay $3,810 on average after aid, while those earning over $110,000 pay $13,043, a spread of $9,233.
The step-up across bands shows the deepest discounts go to the lowest incomes. In its 2024-25 Common Data Set, the university reported that 2,385 first-year students were determined to have financial need in the 2024-25 academic year.
The average share of need met was 56%, and the average need-based grant was $9,438. 84 of those students had their need fully met. Merit aid in the 2024-25 academic year reached 18 students, averaging $5,838.
CUNY New York City College of Technology publishes a cost of attendance of $14,110. For families earning under $30,000, the average net price is $3,810; for the $48,001–$75,000 band it is $7,886; and for families earning over $110,000 it is $13,043.
The spread between the lowest and highest bands is $9,233. Azimuth ranks the university #7 for affordability among nonprofit four-year institutions.
That places the affordability pillar in the 99th percentile. Aid covers about 64% of the published cost for the average aid recipient, an average savings of $8,983 against the sticker price.
The average net price for first-time full-time Title IV aid recipients is $5,127, which is below the median of $15,634 for comparable institutions (same type and size) by $10,507. Median federal student debt at completion is $10,533, with about 13.2% of federal aid recipients taking federal loans.
That median is below the peer median of $20,076 for comparable institutions by $9,543. Median Parent PLUS borrowing stands at $9,563.
If repaid over ten years, the estimated monthly payment for a graduate with the median federal debt is $120.
Student loans: what does repayment look like?
Borrowing is light at CUNY New York City College of Technology. Only 13.2% of federal aid recipients take federal loans, and among completers the median federal student debt is $10,533.
That median sits below the $20,076 median at comparable institutions (same type and size) by $9,543. Parent borrowers, a separate population, carry a median Parent PLUS loan of $9,563.
In its 2024-25 Common Data Set, the university reported that 12% of 1,093 bachelor's graduates borrowed from any source, with an average cumulative principal of $7,242 per borrower. Federal loans accounted for most of that, including 10% of graduates who averaged $5,304, while 2% held private loans averaging $1,938.
At CUNY New York City College of Technology, earnings scenarios anchored on the program mix run from a downside of $50,112 to an upside of $90,809; the typical scenario lands at $64,145. Four years after completion, graduates working and not enrolled earn a median of $64,145, a level in the 63rd percentile among nonprofit four-year institutions.
Graduates earn about $10,193 more than expects for similar students, an outcome in the 84th percentile among nonprofit four-year institutions. The median federal debt among borrowers who complete a degree is $10,533, $9,543 below the $20,076 median for comparable institutions (same type and size).
If repaid over ten years, that balance corresponds to an estimated monthly payment of $120.
Median Parent PLUS borrowing, a separate parent-borrower population, is $9,563. The estimated monthly student payment if repaid over ten years is $120.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $9,563
- Estimated parent payment
- $122/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 7.2% | Caution |
| $100,000 | 3.2% | Safe |
| $150,000 | 1.5% | Safe |
| $200,000 | 1.0% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $10,533
- Institution Parent PLUS debt
- $9,563
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $120/mo
- Estimated Parent PLUS payment · monthly
- $122/mo
- Modeled student + parent payments
- $242/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $64,145, with a $23,940 annual allowance for basic expenses:
3.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.