Cost & financial aid brief
CUNY York College Tuition, Costs & Financial Aid
How much does CUNY York College cost after financial aid?
Aid covers about 69% of the published cost for the average aid recipient, a $9,874 reduction from the sticker price. The pattern across income bands is tight: average net prices range from $2,861 for families earning under $30,000 to $12,520 for those earning over $110,000, a spread of $9,659.
The middle bands sit at $4,161, $7,426, and $9,383. That narrow spread means aid is targeted broadly rather than concentrated at the bottom.
A family in the highest band still pays well below the published cost, and the lowest band is not far below the middle. The result is a pricing structure that keeps costs low across the income scale, not just for those with the greatest need.
For aid recipients, CUNY York College pairs a published cost of attendance of $14,330 with much lower prices after grants and scholarships. Average net price, what aid recipients pay after grants and scholarships, is $2,861 for families in the lowest family-income band; $4,161 in the next-lowest band; $7,426 in the middle band; $9,383 in the next-highest band; and $12,520 for families in the highest family-income band.
The spread between the lowest and highest bands is $9,659. Azimuth ranks the university #5 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 69% of the published cost and offsets $9,874 from the sticker price. Across all aid recipients, the average net price is $4,456, which is $9,612 below the peer median of $14,068 for comparable institutions (same type and size).
Published in-state tuition is $7,358, and out-of-state tuition is $15,308. The aid offset and lower peer comparison both point toward lower published costs after aid.
Among borrowers who complete, median federal student loan debt is $11,000, and 15.4% of federal aid recipients borrow federal loans. That median is $10,229 below the peer median of $21,229 for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $125 a month if repaid over ten years. Median Parent PLUS borrowing for parent borrowers is $11,018.
Student loans: what does repayment look like?
At CUNY York College, federal borrowing is limited to 15.4% of federal aid recipients, so the completion-debt figures describe borrowers rather than the whole undergraduate body. Among federal-loan borrowers who complete, median federal student loan debt is $11,000.
At comparable institutions (same type and size), the peer median federal debt is $21,229; the college's median is $10,229 below it. For the separate parent-borrower population, median Parent PLUS borrowing is $11,018.
The investment picture at CUNY York College is built on a foundation of low cost. The median federal student debt at completion is $11,000, $10,229 below the $21,229 median for comparable institutions (same type and size).
If repaid over ten years, that debt corresponds to an estimated payment of $125 a month. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $61,389, at the 55th percentile among nonprofit four-year institutions.
Graduates earn about $3,158 more than expects for similar students, placing the outcome at the 66th percentile nationally. Earnings scenarios, estimated from the university's program mix, range from $51,604 in a downside case to $82,095 in an upside case, with $61,389 as the typical outcome.
The return pillar sits at the 52nd percentile nationally, while affordability is at the 99th percentile. Low debt and above-expected earnings point the same way for a student who finishes.
Median Parent PLUS borrowing among parent borrowers is $11,018. For student borrowers, that debt corresponds to an estimated payment of $125 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $11,018
- Estimated parent payment
- $140/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 8.3% | Caution |
| $100,000 | 3.7% | Safe |
| $150,000 | 1.8% | Safe |
| $200,000 | 1.2% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $11,000
- Institution Parent PLUS debt
- $11,018
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $125/mo
- Estimated Parent PLUS payment · monthly
- $140/mo
- Modeled student + parent payments
- $265/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $61,389, with a $23,940 annual allowance for basic expenses:
4.0% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.